No annual, 3 categories at 2% interest back to you. Haven't had any issues, and that 2% covers most of my expenses. Answer from Deleted User on reddit.com
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Tangerine
tangerine.ca › spend › no annual fee credit cards › money-back credit card
Cash Back Credit Card: Bonus 10% Cash Back for 2 months* | Tangerine
A no annual fee cash back credit ... With the Tangerine Money-Back Credit Card, you earn 2% cash back in up to three customizable categories + 0.5% back on all other purchases....
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Tangerine
tangerine.ca › en › offers › credit-card-cash-back-offer
Credit Card 10% Cash Back | Tangerine
Get a bonus 10% cash back – up to $100* with the no annual fee Tangerine Money-Back Credit Card. Unlimited Rewards await!
Discussions

Thoughts On Tangerine's Money Back C? I Think They Pulled Back Their Benefits?
No annual, 3 categories at 2% interest back to you. Haven't had any issues, and that 2% covers most of my expenses. More on reddit.com
🌐 r/PersonalFinanceCanada
26
3
August 18, 2024
Tangerine Money back mastercard good for second card?
If you are a Roger, fido, or shaw, the Roger mastercard is pretty good More on reddit.com
🌐 r/PersonalFinanceCanada
13
5
February 25, 2025
Is the Tangerine money-back card good for me?
Good luck getting approved More on reddit.com
🌐 r/PersonalFinanceCanada
18
2
November 22, 2023
Should I open up a Tangerine Money Back Credit Card
🌐 r/PersonalFinanceCanada
14
14
July 26, 2025
People also ask

What is the difference between the Tangerine Money-Back Credit Card and the Tangerine World Mastercard?
The Tangerine Money-Back Credit Card and the Tangerine World Mastercard are closely related, offering the same $100 welcome bonus and up to 2% cash back on purchases for no annual fee. Where these cards differ is in their benefits. The Tangerine World Mastercard offers additional benefits like rental car insurance and mobile device insurance, as well as a number of partner discounts. In exchange for the added features, the Tangerine World Mastercard requires a higher annual income of $50,000 (individual) or $80,000 (household) to qualify.
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forbes.com
forbes.com › advisor › ca › credit-cards › reviews › tangerine-moneyback-mastercard
Tangerine Money-Back Credit Card Review 2026 – Forbes Advisor Canada
What credit score do you need for a Tangerine credit card?
Tangerine requires a minimum credit score of 655 (Good to Excellent) for both the Tangerine Money-Back Credit Card and the Tangerine World Mastercard.
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forbes.com
forbes.com › advisor › ca › credit-cards › reviews › tangerine-moneyback-mastercard
Tangerine Money-Back Credit Card Review 2026 – Forbes Advisor Canada
How does Tangerine’s cash-back program work?
When you earn cash back using a Tangerine credit card, your reward will automatically be paid out each month. You can choose to have the cash back applied directly to your credit card statement, or you can have it deposited into a Tangerine savings account.
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forbes.com
forbes.com › advisor › ca › credit-cards › reviews › tangerine-moneyback-mastercard
Tangerine Money-Back Credit Card Review 2026 – Forbes Advisor Canada
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Tangerine
tangerine.ca › en › offers › world-mastercard-offer
New Offer! Get $120 with our Money-Back World Mastercard†† | Tangerine
Apply for a Tangerine Money-Back World Mastercard® Credit Card and get $120 with minimum spend††. Plus, 2% unlimited cash back in up to 3 of your favourite categories!
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Ratehub.ca
ratehub.ca › credit-cards › card › tangerine-money-back-credit-card
Tangerine Money-Back Credit Card - overview | Ratehub.ca
Tangerine Money-Back Credit Card
Learn everything you need to know about Tangerine Money-Back Credit Card and if it’s right for you. Get details on rewards, rates, and more, and apply online now. credit card
Rating: 4.5 ​
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Tangerine
tangerine.ca › the juice › spend
How to maximize your cash back credit card for everyday spending | Tangerine
October 21, 2025 - When you pay with a cash back credit card, you get money back with every eligible purchase. Spend money, get money—what's not to like? Plus, instead of worrying about complicated travel or retail rewards, cash back provides a simple reward.
Find elsewhere
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Tangerine
tangerine.ca › en › faq › how-do-the-tangerine-credit-card-rewards-work
How do the Tangerine Credit Card Rewards work? | Tangerine
Every purchase you make using your Tangerine Credit Card earns you Rewards (cash back). You earn 2% on all your purchases in the 2% Money-Back Categories of your choice, and 0.50% on all other purchases.
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Tangerine
tangerine.ca › en › faq › how-can-i-change-my-2-money-back-categories
How can I change my 2% Money-Back Categories? | Tangerine
Switching up your 2% Money-Back Categories is easy and can help you get more out of your everyday spending. Select your Credit Card Account and tap 'My Rewards'
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Forbes Advisor
forbes.com › advisor › ca › credit-cards › reviews › tangerine-moneyback-mastercard
Tangerine Money-Back Credit Card Review 2026 – Forbes Advisor Canada
2 weeks ago - It only comes with basic purchase protection and extended warranty coverage, as well as a 15% discount at H&R Block. This card’s sibling, the Tangerine World Mastercard, is a much better alternative if you qualify (details below). It offers the same cash-back rewards as the Tangerine Money-Back Credit Card with many more features and benefits.
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Tangerine
tangerine.ca › en › faq › what-are-the-benefits-of-the-tangerine-money-back-world-mastercard
What are the benefits of the Tangerine® Money-Back World Mastercard®*? | Tangerine
Try checking your spelling, rephrasing ... of our Money-Back Credit Card, like personalized categories, unlimited Money-Back Rewards deposited into your Account monthly and no annual fee, plus these Mastercard benefits...
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Tangerine
tangerine.ca › financial calculators and tools › credit card cash back calculator
Credit Card Cash Back Calculator | Tangerine
... Get unlimited monthly Cash Back Rewards on everyday purchases, with customizable categories and Mastercard benefits, all with No Annual Fee. ... Got questions? We’ve got answers.
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Tangerine
tangerine.ca › the juice › spend
Know your credit card benefits | Tangerine
December 13, 2023 - Both the Money-Back World Mastercard® and the Tangerine Money-Back Credit Card offer unlimited Money-Back Rewards, with 2% cash back in two categories of your choice (plus 0.5% on all other purchases) deposited into your Account every month ...
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Tangerine
tangerine.ca › spend › no annual fee credit cards
No Annual Fee Credit Cards in Canada - Tangerine's Award-Winning Credit Cards | Tangerine
Try checking your spelling, rephrasing your query, or searching with keywords like “activate card”. Get $120 with a Money-Back World Mastercard* when you spend $1,500 in the first 3 months · Tangerine’s Credit Cards earn you cash back, ...
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Genymoney
genymoney.ca › tangerine-money-back-credit-card-review
Tangerine Money-Back Credit Card Review: Is It Worth It? - Genymoney.ca
November 4, 2025 - A Tangerine Money-Back Credit card review and a look at the cash back categories that are included with the higher rate of 2%.
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Loans Canada
loanscanada.ca › credit-cards › tangerine-money-back-credit-card
Tangerine Money-Back Credit Card | Loans Canada
January 31, 2024 - Looking for a no annual fee credit card? Earn up to 4% cash back on everyday purchases with a Tangerine Money-Back Credit Card.
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Tangerine
tangerine.ca › en › legal › credit-card-cardholder-agreement
Credit Card Cardholder Agreement | Tangerine
The Money-Back Rewards amount will ... your Credit Card Account: You can elect to redeem the Money-Back Rewards by instructing us to apply it as a credit to your Tangerine Credit Card Account....
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Tangerine
tangerine.ca › content › dam › tangerine › en › pdfs › credit-card-cardholder-agreement › 5_Tangerine_Money-Back_Rewards_Program_Terms_and_Conditions_FINAL.pdf pdf
1 Tangerine Money-Back Rewards Program Terms and Conditions
Destination is the Credit Card. If your chosen Redemption Destination is a Tangerine Savings · Account, you will earn 2% Money-Back Rewards on eligible Net Purchases in three (3) qualifying 2%
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FinlyWealth
finlywealth.com › credit-cards › reviews › tangerine-money-back
Tangerine Money-Back Credit Card: Best Cashback Options
October 29, 2025 - A complete look at its rewards, fees, and why it may (or may not) be the right choice for you.
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › tangerine money-back credit card vs. tangerine world mastercard: how to choose
Tangerine Money-Back Credit Card vs. Tangerine World Mastercard: How to Choose - NerdWallet Canada
October 31, 2025 - Both are rewards credit cards that earn cash back. Neither Tangerine credit card charges an annual fee. The cards have different income requirements: $12,000 per year for the Money-Back Card versus $50,000 per year for the World Mastercard