Nice! I was just thinking to myself how I would like a version of Walmart+ for Target. More info here: https://corporate.target.com/news-features/article/2024/03/target-circle-loyalty-program Is this for both the credit card and the debit card? Looks like yes, new names: Target Circle Card: Target Debit Card, Target Credit Card, Target Mastercard, and Target Circle Card Account (Target Circle Card Reloadable Account) What about the Target Redcard Mastercard that some are invited to upgrade to? Will TD Bank continue to manage the new Circle Card? The Target Circle credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. Mastercard is a registered trademark of Mastercard International, Inc. Looks like that isn't changing. It sounds like the 5% off (with no 1% extra back in Target Circle Rewards) and extended returns will remain intact? 5% Target Circle Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com Target Circle Card Extended Returns: When you make purchases with your Target Circle Card (debit, credit, and reloadable) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Would free two-day shipping come with all orders? Or would there still be a $35 minimum for orders to qualify for free shippinng? 2-Day Shipping: When you pay with your Target Circle Card (debit, credit, and reloadable) or are a Target Circle 360 member, get free 2day shipping on hundreds of thousands of items. Eligible items will be noted on the product detail page, in cart & at check out. It isn't entirely clear if the $35 minimum would still apply. It doesn't explicitly say no minimum but it doesn't have the $35 minimum language either. Guess we will have to wait on this one. I'm assuming there continue to be no annual fee? Discounted Target Circle 360 Membership: Subject to the terms and conditions of the membership. $99 annual membership fee discounted to $49 when you have a Target Circle Card (credit, debit and reloadable) saved to your Target account. No fee, unless you want Circle 360. But you get a discount to $49 with Target Circle card. Excellent that this offer applies to the debit card as well. Answer from Inspirasion on reddit.com
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Target
target.com › account
Account : Target
Target Circle™Target Circle™ CardTarget Circle 360™Registry & Wish ListWeekly AdFind Stores · Categories · Deals · New & featured · Pickup & delivery ·
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Target Circle™ Deals
Get Target Circle™ Deals from Target at great low prices. Choose from Same Day Delivery, Drive Up or Order Pickup. Free shipping with $35 orders. Expect More. Pay Less.
Target Circle™ Deals
Get Target Circle™ Deals from Target at great low prices. Choose from Same Day Delivery, Drive Up or Order Pickup. Free shipping with $35 orders. Expect More. Pay Less.
Top Deals at Target
Shop Target's top deals for savings on toys, electronics, home decor and more. Shop seamlessly with order drive up, same day delivery & free delivery with $35+ orders.
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Target
target.com › circlecard
Target Circle™️ Card: Save 5% at Target
Get $50 in Target Circle Rewards when you spend $50 on your Target Circle credit cardApply for credit · *Offer redeemable through Target Circle, must spend within first 60 days following approval.
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Target Red Card
targettredcardlogin.com
Target red card login - Account Login
Target red card login Log in to manage your Target Circle Card (formerly RedCard) – View transactions, add authorized users, manage your PIN, set card alerts and more.How do I log in into my Target Redcard account? For your protection, Target accounts are locked after several failed login attempts.
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Target
help.target.com › help › TargetGuestHelpArticleDetail
How do I access Manage my Target Circle™ Card? - Help
Free 2-day shipping on eligible items with $35+ orders* REDcard - save 5% & free shipping on most items see details · My Target.com Account. Registry · Weekly Ad · Target Circle Card · Gift Cards · Find Stores ·
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CNBC
cnbc.com › cnbc select › reviews › 5 things to know about the target redcard
What you should know about the Target RedCard
November 15, 2024 - Fans of Target can benefit from top-of-the-line discounts and exclusive perks with the Target RedCard™. Cardholders receive inst rewards at the retailer that can add up to instant savings on your Target runs.
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Reddit
reddit.com › r/creditcards › just a cosmetic rebrand of target redcard to target circle card?
r/CreditCards on Reddit: Just a cosmetic rebrand of Target Redcard to Target Circle Card?
March 5, 2024 -

Just reading this article, it sounds like Target Redcard will become Target Circle Card. Is this for both the credit card and the debit card? What about the Target Redcard Mastercard that some are invited to upgrade to? Will TD Bank continue to manage the new Circle Card? It sounds like the 5% off (with no 1% extra back in Target Circle Rewards) and extended returns will remain intact? Would free two-day shipping come with all orders? Or would there still be a $35 minimum for orders to qualify for free shipping? I'm assuming there continue to be no annual fee?

https://www.cnbc.com/2024/03/05/target-launches-paid-membership-target-circle-360.html

Top answer
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Target will probably come out with some specifics in the coming days/weeks. I can't imagine them removing the $35 minimum for two-day shipping due to the shipping and labor costs that would incur for them.
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Nice! I was just thinking to myself how I would like a version of Walmart+ for Target. More info here: https://corporate.target.com/news-features/article/2024/03/target-circle-loyalty-program Is this for both the credit card and the debit card? Looks like yes, new names: Target Circle™ Card: Target Debit Card, Target Credit Card, Target™ Mastercard®, and Target Circle Card Account (Target Circle Card Reloadable Account) What about the Target Redcard Mastercard that some are invited to upgrade to? Will TD Bank continue to manage the new Circle Card? The Target Circle credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. Mastercard is a registered trademark of Mastercard International, Inc. Looks like that isn't changing. It sounds like the 5% off (with no 1% extra back in Target Circle Rewards) and extended returns will remain intact? 5% Target Circle™ Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com Target Circle™ Card Extended Returns: When you make purchases with your Target Circle Card (debit, credit, and reloadable) at Target stores or Target.com, you will receive 30 additional days to return the purchases beyond the standard return policy applicable to each of the purchased items. Would free two-day shipping come with all orders? Or would there still be a $35 minimum for orders to qualify for free shippinng? 2-Day Shipping: When you pay with your Target Circle Card (debit, credit, and reloadable) or are a Target Circle 360 member, get free 2day shipping on hundreds of thousands of items. Eligible items will be noted on the product detail page, in cart & at check out. It isn't entirely clear if the $35 minimum would still apply. It doesn't explicitly say no minimum but it doesn't have the $35 minimum language either. Guess we will have to wait on this one. I'm assuming there continue to be no annual fee? Discounted Target Circle 360 Membership: Subject to the terms and conditions of the membership. $99 annual membership fee discounted to $49 when you have a Target Circle Card (credit, debit and reloadable) saved to your Target account. No fee, unless you want Circle 360. But you get a discount to $49 with Target Circle card. Excellent that this offer applies to the debit card as well.
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Join Kudos
joinkudos.com › blog › why-apply-for-target-redcard-exclusive-benefits-explained
Target RedCard 101: The Ultimate Guide (Must-Read)
The most notable feature of the RedCard is the 5% discount on most Target purchases, both in-store and online. This discount applies to nearly everything you buy at Target, including clearance items and even Starbucks purchases inside Target stores.
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Target
target.com › circlecard › credit-card-application
Target
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Find elsewhere
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Investopedia
investopedia.com › articles › investing › 030916 › target-red-card-what-you-need-know-tgt.asp
Target's Circle Card: What You Need to Know
May 13, 2025 - Through the program, Target can personalize the promotions and advertising it offers the consumer. The Circle Card comes in four forms: a store credit card, a Mastercard credit card, a store debit card, and a reloadable Visa card:
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WalletHub
wallethub.com › d › target-credit-card-2013c
Target Credit Card Reviews for 2026: 900+ RedCard Ratings
Target Credit Card
The Target Store Credit Card, also known as the Circle Card (previously the RedCard), gives cardholders an indefinite 5% off sale on pretty much everything except pharmacy purchases, gift cards, wireless protection plans and a few other items. Reviews, rates, fees, and rewards details for The Target Credit Card. Compare to other cards and apply online in seconds
Rating: 3.7 ​
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Targetreddcard
targetreddcard.com
Target Red Card | Login
Key Features of the Target Red Card Every Target Red Card provides customers with 5% savings on purchases made in-store and online, along with free two-day shipping on most items.
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Target
target.com › help › contact-us › target-circle-card
Target Circle™ Card : Contact Us : Target
Target Circle Credit Card: 1-800-424-6888 Target Circle Mastercard: 1-612-815-9922 Target Circle Debit Card: 1-888-729-7331 Target Circle Reloadable Card: 1-833-840-4332 For relay service, please dial 711
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Target
target.com › c › target-debit-card › - › N-4tfyn
Target Circle™ Card : Target
Save 5% and Unlock Deals with Target Circle Card™. Exclusive offers & birthday gift. Shop & earn rewards.
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CNBC
cnbc.com › cnbc select › credit cards › target redcard credit card review: 5% discount at target and few other benefits
Target RedCard credit card review: 5% discount at Target and few other benefits
January 3, 2024 - This card provides a healthy 5% discount on most Target transactions and a handful of other benefits such as free two-day shipping. Depending on your credit, you might get an offer to upgrade to the Target RedCard Mastercard, which also works ...
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Target
help.target.com › help › TargetGuestHelpArticleDetail
What if I already have a RedCard? - Help - Target
My Target.com Account. Free 2-day shipping on eligible items with $35+ orders* REDcard - save 5% & free shipping on most items see details
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Target
target.com › target circle™ card › target circle™ card benefits & identity safeguards
Target Circle™ Card Benefits & Identity Safeguards : Target
We want your Target shopping experience to be safe and secure, that’s why we are providing our Target Circle™ Card (formerly Target RedCard™) holders with some tips so you know what you can expect when interacting with Target:
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Reddit
reddit.com › r/creditcards › target redcard / circle card limit, payment holds
r/CreditCards on Reddit: Target Redcard / Circle Card Limit, Payment Holds
October 24, 2025 -

I'm mostly posting this for posterity, because I did some searching around Reddit and couldn't find my exact issue. Hoping this helps someone else.

Despite my high income and 821 credit score, My Target card has had a $600 limit for 3.5 years. I have never gotten an auto CLI, and you can't request one.

My family does most of our shopping, including groceries, at Target. In order to free up space under the limit, I have to pay the card off every 2 weeks when I get paid. However, if you make three payments in one calendar month, the last payment has a hold put on it. It takes the money out of your bank account, but doesn't free up your credit limit for several days, maybe up to a couple weeks. To get it to clear, you have to call Target customer service, then do a three-way call with your bank to prove to them that the payment came out.

All of the Target customer service is foreign, and I've never reached a level of supervisor who even fully understood the problem.

I cancelled the card. My main card gets 2% cash back everywhere, and I decided the extra 3% is not worth my dignity to be begging for CLIs or to call my bank to prove I paid my card every couple months. Not to mention the many times we've publicly had our credit card declined at Target.

I'd like to shop somewhere else, but for my family there is currently not a better option locally than Target.

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U.S. News
money.usnews.com › home › credit cards › td bank
Target Circle™ Card 2025 Review | US News
The information for the Target REDcard™ has been collected independently by U.S. News and the card is not currently available on the site.
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USA Today
usatoday.com › story › money › shopping › 2024 › 04 › 03 › target-redcard-credit-card-changes › 73189620007
Target announces new name for its RedCard credit card: What to know
April 3, 2024 - The retail giant announced Tuesday that it is officially changing its RedCard name to Target Circle Card. The change comes after the store announced a revamp to its membership programs.