Texas has one of the highest property tax rates in the U.S., with an average effective property tax rate of 1.58% as of 2025, according to the Tax Foundation. This rate varies significantly by location due to multiple taxing authorities—including cities, counties, school districts, and special districts—each setting their own rates.
Statewide average: ~1.58% effective tax rate (2025).
High-rate areas: Some counties and cities exceed 2.0%, especially in rapidly growing regions like Fort Bend County (2.06%) and Travis County (1.95%) around Austin.
Low-rate areas: Rural counties like Terrell County have rates as low as 0.67%, with median taxes of just $285 annually.
Dallas, TX: The effective property tax rate is 1.49%, resulting in an average annual tax of $4,669 on a median home value.
Austin, TX: The fiscal year 2025–26 property tax rate is $0.574017 per $100 of taxable value (equivalent to 0.574%).
Property taxes are based on the appraised value of a home, and increases in assessed value—especially due to market growth—can lead to higher bills even without rate changes. Unlike California, Texas does not have a state income tax, so property taxes are a major source of local government revenue.
SmartAsset
smartasset.com › taxes › texas-property-tax-calculator
Texas Property Tax Calculator - SmartAsset
... Property taxes in Texas are the seventh-highest in the U.S., as the average effective property tax rate in the Lone Star State is 1.63%. Compare that to the national average, which currently stands at 0.90%. The typical Texas homeowner pays ...
Texas.gov
texas.gov › home › living in texas › property tax transparency in texas
Property Tax Transparency in Texas | Texas.gov
The budgets adopted by taxing units and the tax rates they set to fund those budgets play a significant role in determining the amount of taxes each property owner pays. In 2019, the Texas Legislature passed legislation to help Texans better understand tax rates in their home county.
Are property taxes included in a mortgage payment?
Yes, lenders often require you to pay property taxes, amortized, by the month. They set up a separate escrow account for this money, which pays your property taxes annually. That way, it ensures your property taxes are paid on time, without you having to scramble to raise thousands of dollars at once. It protects them and you. And, like the interest on your mortgage, they are one of many homeowner tax deductions.
rocketmortgage.com
rocketmortgage.com › home › learn › home buying › home buying process › property taxes by state: ranked from highest to lowest in 2025
Property taxes by state: Ranked from highest to lowest in 2025 ...
What happens if you don’t pay property taxes?
The consequences of unpaid property taxes can be severe. Failure to pay can result in penalties, interest charges, and, potentially, a tax lien on your property. This could result in a tax sale, in which you lose your property. The good news is that there is plenty of help if you think you might fall behind on your property taxes. Many states offer grace periods, payment plans, or even deferrals. The important thing is to contact your local tax authority the moment you believe you might not be able to pay your taxes on time.
rocketmortgage.com
rocketmortgage.com › home › learn › home buying › home buying process › property taxes by state: ranked from highest to lowest in 2025
Property taxes by state: Ranked from highest to lowest in 2025 ...
Can you appeal your property tax assessment?
Yes, if you believe your property received an assessment that was too high, you can file an appeal. But you’ll have to follow your state’s rules on how to file an appeal and provide proof of your assertions, such as an independent appraisal.
rocketmortgage.com
rocketmortgage.com › home › learn › home buying › home buying process › property taxes by state: ranked from highest to lowest in 2025
Property taxes by state: Ranked from highest to lowest in 2025 ...
Tax Foundation
taxfoundation.org › home › data › state taxes › property taxes by state and county, 2025
Property Taxes by State and County, 2025 | Tax Foundation Maps
October 15, 2025 - Because property taxes are almost invariably levied locally, and millages (rates) are not directly comparable with each other across states, providing a useful state-level comparison can be difficult. In an effort to present a multifaceted view, we feature two maps focused on the property tax.
Rocket Mortgage
rocketmortgage.com › home › learn › home buying › home buying process › property taxes by state: ranked from highest to lowest in 2025
Property taxes by state: Ranked from highest to lowest in 2025 | Rocket Mortgage
September 12, 2025 - Compare property tax rates in all 50 U.S. states. Find out where taxes are highest and lowest in 2025, and see how much you might pay based on home value and location.
Property taxes, am I understanding this right?
Yup. We pay high property tax rates in Texas. Half my mortgage goes to property taxes. More on reddit.com
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May 23, 2023Texas Property Taxes
As much as people shit on California real estate prices, the fact the property taxes can't be raised more than 2% a year is a godsend. More on reddit.com
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December 9, 2022Can someone explain the $100K property tax cut republicans are pushing so bad.
It's a homestead exemption increase from 40-100k, so if your home is worth 350k, you'll pay property taxes as though it were worth 250k because the first 100 will be exempt. More on reddit.com
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July 13, 2023Will property taxes ever go lower?
My property taxes went down significantly this year. Last year it was around $5500 and now $3500 More on reddit.com
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April 27, 2023Texas Tax Protest
texastaxprotest.com › home › where are the highest and lowest property taxes in texas?
Texas Property Tax Rate Map
August 17, 2025 - Anchored by Austin, Travis County homeowners now pay an average annual property tax of approximately $6,783, based on a median home value of roughly $347,700, yielding an effective tax rate of ~1.95%. The tax burden reflects the combined funding ...
Texas City
texascitytx.gov › 237 › Ad-Valorem-Property-Tax
Ad Valorem (Property Tax) | Texas City, TX
The tax rate for the City of Texas City for the current year is $0.478433 per $100 assessed value. Property taxes are billed in October and assessed values represent the appraised value less applicable exemptions authorized by the City Commission.
Texas Comptroller
comptroller.texas.gov › taxes › property-tax › rates
Tax Rates and Levies
The tax rates included are for the year in which the list is prepared and must be listed alphabetically according to the county or counties in which each taxing unit is located, and by the name of each taxing unit. The Comptroller's Property Tax Assistance Division (PTAD) publishes this list ...
Tarrant County
tarrantcountytx.gov › en › tax › property-tax.html
Property Tax
In keeping with our Mission Statement, we strive for excellence in all areas of property tax collections. Our primary focus is on taking care of citizens. Please complete a comment card and drop in the designated location when you visit our offices, or use our electronic form to let us know how we are doing. Please be aware that there is no fee to apply for exemptions through Tarrant Appraisal District or apply for refunds for overpayment or adjustments to your taxes.
Mesquite
cityofmesquite.com › 347 › Tax-Rate-Information
Tax Rate Information | Mesquite, TX - Official Website
The central appraisal districts approve all exemptions according to the Texas Property Tax Code. Exemptions forms must be requested through the central appraisal district for your country. The forms cannot be obtained at the Mesquite Tax Office. *** Total Tax Rate may include other taxing units ...
City of College Station
cstx.gov › tax rates
Tax Rates | City of College Station
Property Taxes fund the General Fund and are used to make payments on the City’s Debt Service Fund.
Ellistaxoffice
ellistaxoffice.com › tax-rates
Tax Rates – Ellis County Tax Office
Five Year Tax Rate History · Tax Year 2024 Tax Calculation – Ellis County · Tax Year 2024 Tax Calculation – Lateral Roads · Notice of 2024/2025 Tax Year Proposed Property Tax Rate for Ellis County · 2024 Ellis County Tax Rates, Exemptions, And Collections By Entity ·
Harris County Tax Office
hctax.net › property › overview
Harris County Property Tax
When the certified appraisal roll is received from the Harris Central Appraisal District, the property values are loaded into the Tax Office's internally developed computer system. The governing body of each taxing unit, the Commissioners Court for the County, sets the tax rate.
Dallas County
dallascounty.org › departments › tax › tax-rates.php
Tax Office | Tax Rates
Pay a Property Tax Bill · Notice of Estimated Taxes · eStatement Enrollment · Payment Arrangements · Register a Vehicle Online · Request for Written Statement · Customer Service Survey · Tax Office Location Information · Tax Rates · Tax Roll (TRW) Truth in Taxation Summary · Additional Texas State Quick Links ·
Zillow
zillow.com › mortgage-calculator › property-tax-calculator
Property Tax Calculator: How Much Are Property Taxes? | Zillow
December 10, 2024 - To calculate your property taxes, start by typing the county and state where the property is located and then enter the home value. Press calculate to see the average property tax rate, along with an estimate of the monthly and yearly property tax costs. Keep in mind, property tax rates are sourced from publicly available data and can fluctuate each year.
Chambers County, TX
chamberscountytx.gov › 191
Property Tax Rates | Chambers County, TX
The Chambers County Tax Assessor-Collector is responsible for levying, collecting, and disbursing property taxes. Property taxes are also known as ad valorem taxes because the taxes are levied on the value of the property. The governing body of each taxing unit, and the Chambers County Commissioner's Court set the tax rate.
Williamson County
wilcotx.gov › 734 › Property-Tax
Property Tax | Williamson County, TX
Information about dates and times is posted in newspapers and on websites prior to the hearings. You can find information about tax rates for jurisdictions throughout the County by visiting the Tax Rates page. Property tax amount = (tax rate) × (taxable value of property) / 100
Frisco, TX
friscotexas.gov › 153 › Property-Tax-Rate
Property Tax Rate | Frisco, TX - Official Website
Look at tax rates for Collin County and Denton County.
Midcad
midcad.org › tax-rates
Tax Rates – Midland Central Appraisal District
PROPERTY SEARCH & PAY TAXES ONLINE · INTERACTIVE MAP · TAXPAYER APPEALS · AGENT APPEALS · 2025 Truth in Taxation Summary · (432) 699-4991 · (432) 689-7185 · 4631 Andrews Hwy, Midland, TX 79703 · P.O. Box 908002 Midland, Texas 79708-0002 · Monday - Friday 8:00am - 5:00pm ·
Austin Texas
austintexas.gov › page › tax-rates
Tax Rates | AustinTexas.gov
Fiscal Year 2025-26 Approved Tax ... will raise more revenue from property taxes than last year's budget by an amount of $190,707,336 which is a 16.9 percent increase from last year's budget....
SmartAsset
smartasset.com › financial-advisor › property-tax-texas-vs-california
Comparing Property Taxes in Texas vs. California
March 12, 2025 - The absence of a state income tax means Texas relies more heavily on property taxes for revenue. California’s effective property tax rate is lower, averaging around 0.71%. This relatively low rate is partly due to Proposition 13, a law that ...