Rates.ca
rates.ca › credit-cards
Best Credit Cards of 2025 in Canada
We compared the top cash back credit cards using our Best of Finance methodology and ranked the cards that provided the highest first-year value. The CIBC Dividend® Visa Infinite* card is packed with great perks. You can earn 10% cash back ...
Ratehub.ca
ratehub.ca › blog › best-credit-cards-in-canada
The best credit cards in Canada for 2026 | Ratehub.ca
1 week ago - Our top pick for the best cash back credit card in Canada is the CIBC Dividend Visa Infinite, thanks to its industry-leading 4% cash back on groceries and gas, plus 1% cash back on all other purchases. These high earn rates make it especially rewarding for families and anyone who spends heavily in essential categories. The card also features CIBC’s Cash Back on Demand tool, allowing you to redeem your rewards anytime once you reach a minimum of just $10.
What is the best free credit card in Canada?
The American Express SimplyCash card is our top pick for a no-fee credit card. You’ll earn 2% back on gas and groceries, and a steady 1.25% on everything else. Plus, the card comes with a 5% welcome bonus.
moneysense.ca
moneysense.ca › home › articles › the best credit cards in canada for 2025
The best credit cards in Canada for 2025 - MoneySense
What Canadian credit card earns the most per year?
The credit card on this list with the highest net annual earnings (that’s minus the annual fee) is the Scotiabank Gold American Express Card with net annual earnings of $576 for an average spend of $16,104 per year when you factor in the $120 annual fee.
forbes.com
forbes.com › advisor › ca › credit-cards › best › best-credit-cards
Compare The Best Credit Cards In Canada For 2025 – Forbes Advisor ...
Which credit card in Canada has the best welcome bonus?
The credit card in Canada with one of the best welcome bonuses right now is the TD Aeroplan Visa Infinite, which regularly offers a high-value introductory bonus for new cardholders who meet the spending requirements. Aeroplan cards tend to deliver some of the most competitive welcome offers in Canada, especially for travellers who can make use of flight rewards and travel benefits.
That said, welcome bonuses change often, and the “best” offer can shift throughout the year. To find the strongest current promotions, it’s worth comparing cards based on total bonus value, required spending, and how well the card’s long-term rewards and fees fit your lifestyle. You can see the latest offers on Ratehub’s best credit card promotions page.
ratehub.ca
ratehub.ca › blog › best-credit-cards-in-canada
The best credit cards in Canada for 2026 | Ratehub.ca
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › best credit cards in canada | jan 2026
Best Credit Cards in Canada | Jan 2026 - NerdWallet Canada
Want more options? Compare our full list of picks for the best no-annual-fee credit cards. ... The Scotiabank Value® Visa* Card stands out for its ultra-low rates — starting with a 0% intro rate on balance transfers for 10 months (with a 1% transfer fee). It offers an interest-free runway to gain the debt-repayment momentum needed to lift your balance.
CreditCardGenius
creditcardgenius.ca › credit-cards
Compare Canada's Credit Cards All In One Place
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Forbes Advisor
forbes.com › advisor › ca › credit-cards › best › best-credit-cards
Compare The Best Credit Cards In Canada For 2025 – Forbes Advisor Canada
December 1, 2025 - The TD Aeroplan Visa Platinum Credit Card offers up to 15,000 Aeroplan points. Earn 10,000 Aeroplan points after making the first purchase and an additional 5,000 Aeroplan points after spending $1,000 within 90 days of opening the account† · When it comes to earning travel rewards, this card rewards you with 1 point† for every dollar spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) and 1 point† for every $1.50 spent on all other eligible purchases.
Ratehub.ca
ratehub.ca › credit-cards
Compare the best credit cards in Canada - Ratehub.ca
Get up to $1,700 in value including up to 115,000 points, Mastercard Travel Pass Program & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.* Plus, get 0%s introductory interest rate on Balance transfers for 12 months with a 2% transfer fee. ∆∆∆ ... Canada’s first credit card designed to grow with you.
TD
td.com › ca › en › personal-banking › products › credit-cards › browse-all
Best TD Credit Cards in Canada | TD Canada Trust
Whether applying for your first credit card, or looking to upgrade, we have the range of credit cards to suit your needs. ... U.S. Dollar ... Earn up to $600 in valueCBI-ROC-ARR, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,5002,19.
MoneySense
moneysense.ca › home › articles › the best credit cards in canada for 2025
The best credit cards in Canada for 2025 - MoneySense
November 12, 2025 - No annual fee: This is uncommon ... in Canada. Flexible redemptions: Redeem rewards against purchases on your card for as little as $10. High income requirement: As a World Elite Mastercard, this card carries eligibility requirements that put it out of reach for some Canadians. ... The Scotiabank Gold American Express is the best travel credit card in Canada ...
Reddit
reddit.com › r/personalfinancecanada › best cash back or point credit cards in canada?
r/PersonalFinanceCanada on Reddit: Best cash back or point credit cards in Canada?
September 25, 2025 -
My family and I currently put nearly all of our purchases, bill payments, and charitable giving on our Costco credit card.
After reviewing our statements, I realized that over the past few years we’ve charged close to $50,000 annually, yet the cash-back return feels underwhelming.
Given that level of spending, I’m wondering which credit card might be the best fit for maximizing cash back or points. We rarely travel internationally, so I’ve leaned toward cash-back rewards instead of travel points, but I’m open to either if the value is compelling.
What card would you recommend for someone with this spending pattern?
Top answer 1 of 27
50
Credit card churning maximizes earn rate. Other wise the amex cobalt is best for points, rogers bank we 3% (if you have rogers fido bill otherwise 1.5%), wealthsimple visa if you can get it for free. MBNA We is also good but only in specific categories, best to pair it with another card.
2 of 27
45
I have the Scotia Momentum Visa Infinite (had for years) It gives: 4% on groceries and recurring payments 2% on gas and daily transit 1% on everything else There are some additional T&Cs around this. Cost is $120/year. They pay back once a year, in my case in November This year I'm getting back over $800 so far
Rewards Canada
blog.rewardscanada.ca › home › credit cards › the best credit cards in canada for 2026
The best credit cards in Canada for 2026 - Rewards Canada
1 day ago - On the cash back side, the SimplyCash Preferred Card from American Express continues its multi-year run as the top fee based card while the ever so strong Rogers World Elite Mastercard remains the best no annual fee cash back credit card for ...
Reddit
reddit.com › r/personalfinancecanada › best credit cards for canadians
r/PersonalFinanceCanada on Reddit: Best credit cards for Canadians
June 14, 2025 -
I wanted to get the Amex cobalt but some friends are telling me that the signup bonus is a bit low rn and to wait for an offer.
Is there another card that’s worth it?
For reference I’m in the GTA and spend money on going out and groceries. Could also consider using chexy to pay for my rent.
I already have a Scotia passport infinite for lounge access and foreign travel.
Top answer 1 of 5
36
Cobalt doesn’t usually have large signup bonus’. You may be holding out for nothing.
2 of 5
14
If you have Roger’s anything, including Fido, the Roger’s World Elite is almost unbeatable. Effectively 3% cash back on everything when applied against Roger’s purchases (bills, phones, etc).
TravelPulse Canada
travelpulse.ca › news › features › which-is-the-best-travel-credit-card-for-canadians
Which is the Best Travel Credit Card for Canadians? | TravelPulse Canada
18 hours ago - Other categories in the awards ... redeeming points for travel, the best card according to Rewards Canada is the American Express Cobalt Card....
Daily Hive
dailyhive.com › canada › best-cash-back-credit-cards-canada-2026
Here are the best cash back credit cards in Canada for 2026 | National
1 day ago - Rounding out the best cash back credit cards in Canada with an annual fee are the following: ... Check out the report for more details on cash back earnings. ... The top no-fee cash back credit card is the Rogers Red World Elite Mastercard.
Reddit
reddit.com › r/personalfinancecanada › [deleted by user]
Best credit cards 2025 : r/PersonalFinanceCanada
January 21, 2025 - Best credit card in my line up. $50 bonus if someone one sends you signup link and 10% on the first $1000 spend. ... I'm a hockey parent - not planning any flights for now but lots of hotel stays. I've got the cobalt and bonvoy Amex. I also have a PC mc. ... Aeroplan - I go on two trips year for basically 100% free by just using my card. ... I live in Canada and have Amex Cobalt and Scotiabank Passport Visa Infinite.
Daily Hive
dailyhive.com › canada › best-travel-rewards-credit-cards-canada-2026
These are Canada's best travel rewards credit cards | National
1 day ago - Earn five times the points if you spend $2,500 every month on food and drinks, and get a 10 per cent return when you use Amex’s Fixed Points for Travel program. Earn three times the points on streaming services and two times the points on gas, transit, and ridesharing. The card was also named the top hybrid credit card as it allows you to convert your points to airline and hotel programs like Air Canada, Air France and KLM’s frequent flyer program Flying Blue, the British Airways Club, and Marriott Bonvoy.
The Globe and Mail
theglobeandmail.com › globe investor › report on business › which travel credit card is right for you? we ranked canada’s top choices in 2025
Which travel credit card is right for you? We ranked Canada’s top choices in 2025 - The Globe and Mail
3 weeks ago - With an annual fee of $499 and a requirement of $150,000 in individual or $200,000 in household income, this premium card enhances your travel experience with six complimentary visits to airport lounges worldwide and exclusive access to special events, concerts, and top restaurant reservations. Additionally, it provides extensive insurance coverage, including generous out-of-province emergency travel medical expenses, up to $2,500 for trip cancellation, up to $5,000 for trip interruption, and mobile device insurance that’s less commonly found with travel cards, covering up to $1,500. The MBNA Rewards World Elite Mastercard is an often-overlooked gem in the Canadian credit card landscape that delivers exceptional value for households focused on everyday spending.
Scotiabank Canada
scotiabank.com › ca › en › personal › credit-cards › compare-cards.html
Compare all Scotiabank Credit Cards | Scotiabank Canada
Start your applicationStart your application online for Scotiabank Passport Visa Infinite Card · Are you new to Canada in the past three years? Visit a branch to apply. Use our Branch Locator · Start your applicationfor the Scotiabank Momentun Mastercard credit card
Milesopedia
milesopedia.com › home › the best credit card offers in canada – january 2026
Best Credit Cards in Canada | Current Offers January 2026 | Milesopedia
1 day ago - Here are the best credit card offers in Canada this month. Here are the best travel credit card offers of the month. With the TD First Class Travel® Visa Infinite* Card, you can get up to 165,000 TD Rewards points† and a rebate on the annual fee for the first year: 20,000 TD Rewards points for the first purchase made with your Card† · 145,000 TD Rewards points if you spend $7,500 within 180 days of opening† · A birthday bonus of up to 10...
Ratehub.ca
ratehub.ca › blog › best-travel-credit-cards-in-canada
The best travel credit cards in Canada for 2026 | Ratehub.ca
1 week ago - Enjoy six months of Instacart+ ... click on the Apply now link for the most up to date information ... The BMO Ascend World Elite Mastercard is a top ......
CreditCardGenius
creditcardgenius.ca
Canadian Credit Cards, 126+ Features Compared ...
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