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Your journey to better banking starts with Truist. Checking and savings accounts, credit cards, mortgages, small business, commercial banking, and more.

A mortgage from Truist is designed to fit your unique needs—whether you’re buying a new home, refinancing an existing mortgage, or tapping into your home equity.

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Use this mortgage payment calculator to get an estimate of how much your monthly payments will be after purchasing a home.

Connect with a Truist professional that specializes in financial advice, premier banking services and mortgage loans near you.

As a way to standardize these projections and provide an example, below it’s been assumed that the overall value of the home for the conforming mortgages is $250,000. That would make your down payment $50,000 and your mortgage $200,000. For the jumbo loan, the home value is $806,500 with a down payment of $161,300. Here’s a detailed analysis of four of Truist's most popular loans:

Get started with managing your mortgage online in one place – you can make payments, view statements, and get answers to common questions from Truist.

December 16, 2025 - Truist’s mortgage rates tend to be lower than the national average, and the bank offers low-down payment options, including a minimum 3% down for conventional loans. It scores a near-perfect 4.9 out of 5 stars for affordability.

Truist Mortgage (NMLS #399803) is the mortgage branch of Truist, a commercial bank based in Charlotte, North Carolina, with over 15 million clients in the U.S. Truist publishes rates on its website and offers an online preapproval and application process for its home loans, which include a ...

Auto loans 844-4TRUIST (844-487-8478) Loans 844-4TRUIST (844-487-8478) Apply for a mortgage 800-634-7928 Mon - Fri, 8 am - 8 pm ET Sat: 9 am - 3 pm Speak with a mortgage professional 855-445-0999 Manage existing mortgage 855-257-4040 · Premier ...

November 18, 2024 - Truist offers a wide variety of home loans, including options for taking advantage of the value of your current home. It also tells you the current mortgage rates for many products, which helps when shopping around.

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Easily apply for a mortgage with Truist online today.

Once your application is considered complete by Truist, collection activities will stop while your application is being evaluated. If your request for assistance requires a property valuation, a copy of the valuation will be provided to you. We will then review your application to determine whether you are eligible for any loss mitigation (mortgage assistance) options.

3 weeks ago - Fixed-rate: With a fixed-rate mortgage, borrowers have the same rate for the life of the loan. Truist offers 30-year, 20-year, 15-year, and 10-year fixed-rate mortgages and works with credit scores as low as 620.