WalletHub
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USAA Secured American Express Card Reviews
USAA® Secured American Express® Card
It's not a debit or prepaid card. Determine your own credit limit ($250 to $5,000) with a security deposit. USAA membership is available to active and former military and their eligible family members. Reviews, rates, fees, and customer service info for The USAA® Secured American Express® Card. Compare to other cards and apply online in seconds
USAA
usaa.com › banking › credit-cards-public › build-credit › secured-visa
USAA Secured Visa Platinum Credit Card
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Reddit
reddit.com › r/usaa › usaa (secured credit card) anyone got one with a low credit score? (if so what was your credit score) need your input so i don’t waste time applying for the advantage rate credit card so i can get an secured one instead
r/USAA on Reddit: Usaa (secured credit card) Anyone got one with a low credit score? (If so what was your credit score) Need your input so I don’t waste time applying for the advantage rate credit card so I can get an secured one instead
May 14, 2024 -
So secured credit card is suppose to be for the ones with low credit scores and wanna bring it back up. What were your credit scores when you got approved for one? Mine is 561 currently
Would I be eligible for an advantage rate card or should I not waste my time and just apply for the secure credit card?
I haven’t seen any posts about this , and it would help everyone else
Top answer 1 of 5
7
I got the secured credit card last year when my credit was 541 now i’m at 710! I would def use it. Make sure not to over utilize it.
2 of 5
5
Go for the secured card if you want a more certain outcome. Keep it for at least a year, then upgrade accordingly if it accomplishes what you need it to.
Who is eligible for USAA credit cards?
Active duty military personnel, veterans, and eligible spouses and family members can join USAA and apply for the institution's financial products.
businessinsider.com
businessinsider.com › personal finance › credit cards › best usaa credit cards: top usaa card offers in 2025
Best USAA Credit Cards: Top USAA Card Offers in 2025
How do you avoid paying interest on a USAA credit card?
Paying your credit card statement balance in full each billing cycle can help you avoid paying interest on USAA credit cards.
businessinsider.com
businessinsider.com › personal finance › credit cards › best usaa credit cards: top usaa card offers in 2025
Best USAA Credit Cards: Top USAA Card Offers in 2025
What are the current best USAA credit cards?
The USAA Eagle Navigator Credit Card is the best USAA credit card for travel rewards. Cardholders who prefer simplicity will like Business Insider's top pick for flat-rate rewards: the USAA Preferred Cash Rewards Credit Card. If you need a simple balance transfer credit card to pay down a loan without incurring more interest, consider the USAA Rate Advantage Credit Card.
businessinsider.com
businessinsider.com › personal finance › credit cards › best usaa credit cards: top usaa card offers in 2025
Best USAA Credit Cards: Top USAA Card Offers in 2025
Ask Mr Credit Card
askmrcreditcard.com › usaa › secured › visa
USAA Secured Visa Review - Mr Credit Card
CREDIT SCORE : 485 CREDIT LIMIT : $500 AGE : 25-34 ... I filed chapter 13 2 years ago and decided to rebuild with USAA since I was a member for a few years. I believe you have to be a full member to get the secured card.
WalletHub
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USAA Secured Card® Platinum Visa® Review
USAA® Secured Visa Platinum® Card
It's not a debit or prepaid card. Determine your own credit limit ($250 to $5,000) with a security deposit. USAA membership is available to active and former military and their eligible family members. Reviews, rates, fees, and customer service info for The USAA® Secured Visa Platinum® Card. Compare to other cards and apply online in seconds
WalletHub
wallethub.com › popular credit card questions
Can You Increase Your USAA Secured Card Credit Limit?
November 12, 2025 - No, you cannot get an USAA® Secured American Express® Card credit limit increase. According to customer service, credit limit increases are not available for this card. This means that after you’ve paid your initial deposit and the account is open, your credit limit stays locked in for the duration of the account.
Credit Karma
creditkarma.com › credit cards › insights › usaa secured visa® platinum credit card
USAA Secured Visa Platinum Credit Card | Intuit Credit Karma
USAA Secured Visa® Platinum Credit Card
Interested in the USAA Secured Visa Platinum Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores.
Consumer Financial Protection Bureau
consumerfinance.gov › consumer-tools › credit-cards › explore-cards › cards › usaa-federal-savings-bank-usaa-secured-card
USAA Federal Savings Bank USAA Secured Card
Semiannual product data on credit cards from over 150 issuers
WalletHub
wallethub.com › popular credit card questions
How to Request a Credit Limit Increase With USAA
February 4, 2025 - If they feel you can afford an increase and refrain from abusing the... read full answer by WalletHub, Financial Company · The average USAA credit limit is $1,000 for secured cards and $3,000-$5,000 for unsecured cards.
Business Insider
businessinsider.com › personal finance › credit cards › best usaa credit cards: top usaa card offers in 2025
Best USAA Credit Cards: Top USAA Card Offers in 2025
May 23, 2025 - ... This secured credit card offers an initial credit limit of $250 to $5,000 based on your refundable security deposit amount, and it reports to the three credit bureaus to help you build credit over time.
MyBankTracker
mybanktracker.com › home › credit cards › expert reviews › usaa secured card american express credit card 2025 review
USAA Secured Card American Express Credit Card 2025 Review
August 8, 2025 - Note: USAA secured cards are currently unavailable. Consider a secured card such as as the Capital One Platinum Secured, Unlike a traditional credit card, the USAA Secured American Express is a secured credit card.
CreditCards.com
creditcards.com › reviews › credit building credit card reviews › usaa® secured visa platinum® card review
USAA® Secured Visa Platinum® Card Review | CreditCards.com
USAA® Secured Visa Platinum® Card review
If you need help building a fresh ... low cost secured card, such as USAA’s Secured Visa card may be worth a closer look. This unassuming credit builder card doesn’t offer a flashy rewards program, nor does it provide much of a credit limit.... If you need help building a fresh credit history, but don’t want to pay the exorbitant rates charged by many unsecured credit cards, then a low cost secured card, such as USAA’s Secured Visa card may be worth a closer look. This unassuming credit builder card doesn’t offer a flashy rewards program, nor does it provide much of a credit limit. But if all
CNBC
cnbc.com › cnbc select › credit cards › the best usaa credit cards of january 2026
The best USAA credit cards of January 2026
1 week ago - Standout rewards: Secured credit cards aren't known for their rewards, but they are easier to get because you'll need to make an upfront security deposit. This deposit affects your credit limit, which can range from $250 to $5,000.
Bankrate
bankrate.com › credit cards › reviews › usaa secured card american express card
USAA® Secured American Express® Card review | Bankrate
April 11, 2025 - Secured cards will often use your initial deposit on the card as your limit and then automatically check your eligibility for a higher credit limit every six to eight months. If you have paid your balance on time and have kept your credit utilization under 30 percent for over six months, you ...
WalletHub
wallethub.com › popular credit card questions
What Are the USAA Secured Credit Cards Approval Requirements?
January 8, 2024 - USAA® Cashback Rewards Plus American Express® Card: 700... read full answer by Maria Adams, Credit Cards Moderator · No, not everyone can get a secured card, you can be denied a secured credit card if your credit profile is considered too risky by the lender.
Credit Karma
creditkarma.com › credit cards › insights › usaa secured american express® credit card
USAA Secured American Express Credit Card | Intuit Credit Karma
USAA Secured American Express® Credit Card
Interested in the USAA Secured American Express Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores.
USAA
content.usaa.com › mcontent › static_assets › Media › credit_card_combined_agreement.pdf pdf
2 5 USAA Credit Card Agreement – 08/2025 Page 1 of 1 138603-052
“Secured CD”) that is subject ... into this Security Agreement, I: ... Will receive a credit limit for the Secured Credit Card equal to the amount of my Secured CD balance as...
Doctor Of Credit
doctorofcredit.com › credit-cards › secured › usaa-secured-platinum-card-review
USAA Secured Platinum Card Review - Doctor Of Credit
Card holders must add a minimum of $50 each time they want to increase their credit limit – this can be increased to a maximum of $5,000. Unfortunately USAA does not upgrade their secured card to an unsecured card, nor do they release the ...
Forbes Advisor
forbes.com › advisor › credit-cards › best › usaa-credit-cards
Best USAA Credit Cards – Forbes Advisor
February 24, 2025 - USAA doesn’t publicly disclose this information. However, according to online reports, the card issuer offers limits of up to $50,000 on all of its unsecured credit cards. Secured credit cards, on the other hand, max out at $5,000.
Reddit
reddit.com › r/usaa › should i close my secured card? how much would closing a secured credit card hurt my credit score?
r/USAA on Reddit: Should I close my secured card? How much would closing a secured credit card hurt my credit score?
March 9, 2025 -
I have had my secured card for about 3 years. My score is now 700+. Supposedly USAA has a program for upgrading to unsecured cards. I've talked to a representative about it and they have no idea what the requirements are for upgrading a card. I frankly just want my money back at this point as I can stick that 1K in an account with better rates that the current CD USAA has it in. I feel like there is no point in waiting on USAA to do right by me. How much would closing hurt my score. Has anyone actually had their card upgraded?
Top answer 1 of 9
3
I just had my secured card upgraded. So it's possible. I used capital one for reference. Just paid the balance off every month.
2 of 9
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Unless something has changed, there is no pathway with USAA to unsecure a secured card - I'm open to correction if someone has definitive proof of this policy changing. Other lenders such as Crapitol 1, Disco & Navy Federal tend to have timely pathways, but not USAA. There's a few things to look at: If you have since established numerous other tradelines, at least 5 or so, the affect on your credit should be minimum. If this is your only open line of credit or you only have one or two other accounts, the impact with inevitable be greater. If I'm not mistaken, the maximum you can put on a secured USAA card is $5,000. Essentially this call is on you and will be based on your needs and situation. If you don't need the money and don't care about it being tied up, your best choice is to continue to establish your credit profile until you get around 10+ accounts with a couple years worth of age on your overall profile and THEN close your secured card. By then the impact will be minimum. Credit scores are a revolving door of factors that are literally changing every 30 days. I wouldn't worry about your score nearly as much as continuing to establish a well around, expansive profile overall.