Get a secure card, money placed in a CD and always remains open even if you don't use it. Answer from CollegeFudge on reddit.com
WalletHub
wallethub.com › popular credit card questions
Does USAA Have a Student Credit Card?
December 12, 2025 - Back CD Rates Checking Accounts Savings Accounts Money Market Accounts Prepaid Cards Best Banks Best Credit Unions · Back Car Insurance Home Insurance Car Insurance Home Insurance Renters Insurance Health Insurance Life Insurance Business Insurance Motorcycle Insurance · Back Financial Advisors Insurance Agents Real Estate Agents Mortgage Brokers ... No, USAA doesn’t have any student credit cards at the moment.
NerdWallet
nerdwallet.com › credit-cards › learn › best-usaa-credit-cards
Best USAA Credit Cards - NerdWallet
November 4, 2025 - These $0-annual-fee USAA credit cards offer rewards and other perks for USAA members, like travel protections.
USAA
usaa.com › banking › credit-cards-public › build-credit › secured-visa
USAA Secured Visa Platinum Credit Card
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Reddit
reddit.com › r/usaa › best credit card to get for a college student? should i just apply for a low rate card?
r/USAA on Reddit: Best credit card to get for a college student? Should I just apply for a low rate card?
August 3, 2024 -
Low Rate card like USAA RATE ADVANTAGE VISA PLATINUM or a rewards point card or a cashback card?
U.S. News
money.usnews.com › home › credit cards › best usaa cards of january 2026
Best USAA Cards of January 2026 | U.S. News
October 24, 2025 - This card comes with benefits including access to concierge service, a collision damage waiver for rental vehicles, identity theft resolution services and extended warranty coverage. ... Most USAA rewards credit cards earn one point per dollar.
CreditCards.com
creditcards.com › usaa
USAA® Credit Cards: For Military & Their Families | CreditCards.com
December 1, 2025 - Check out the best credit card offers for military members to find other offers for you.Explore Military Cards ... One of the largest insurance companies in the U.S., USAA also offers a wide range of financial products, including credit cards. Whether you are looking for home or auto insurance or a card to help you build credit, USAA is great for the military family.
Reddit
reddit.com › r/usaa › trying to find a usaa credit card for my 18 year old kid who just got out of boot camp
r/USAA on Reddit: Trying to find a USAA credit card for my 18 year old kid who just got out of boot camp
August 16, 2020 -
My kiddo just graduated from boot camp, and we are talking about prepping her financial readiness now. We want to start building her credit, and figure USAA has some kind of young adult credit card for new service members. What would be the right card to steer her towards since she probably has basically no credit? Thanks for your help!
Top answer 1 of 5
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USAA has really tightened their lending requirements because of Covid. If you want to try, I would recommend their rate advantage Visa or cash back visa. The Amex has higher qualification requirements and is accepted at slightly fewer locations. Outside of USAA, I would start at Nerd Wallet . Discover It and Capital One Platinum tend to be good cards to start with.
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I’m in ROTC and recently got the USAA Rewards Visa card with a 5k limit. I was honestly pretty surprised because my other cards have limits of $750, $1000, and $2000. I have decent credit, though. Probably would recommend she apply for their secured card when they release it (should be sometime soon). Other than that, try CapOne as others have advised (NOT creditone lol).
Consumer Financial Protection Bureau
consumerfinance.gov › consumer-tools › credit-cards › explore-cards › cards › usaa-federal-savings-bank-usaa-secured-card
Terms of Credit Card Plans (TCCP) survey | Consumer Financial ...
The CFPB uses an online system titled “Collect” for financial institutions to submit credit card agreements, prepaid account agreements, college credit card marketing agreements, and the Terms of Credit Card Plans Survey.
Credit Karma
creditkarma.com › home › shop credit cards › learn about credit cards
The 4 Best USAA Credit Cards of 2025 | Intuit Credit Karma
December 20, 2024 - This card provides 1.5% cash back on every purchase with no rewards caps or limits, so you don’t need to worry about earning fewer points once you hit a purchase cap. Read more about the USAA Preferred Cash Rewards Credit Card.
Visa
usa.visa.com › pay-with-visa › find-card › apply-credit-card › usaa
USAA Credit Cards - Visa
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Reddit
reddit.com › r/usaa › should i get my first credit card through usaa or another bank?
r/USAA on Reddit: Should I get my first credit card through USAA or another bank?
October 28, 2024 -
19 and haven’t established any credit yet, I’m not in school, working around 35 hours a week. Would you recommend applying for a USAA credit card or are there better ones to start with? Thank you… P.S. I’m not a student, I work in sales
Top answer 1 of 15
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I like chase cards. You can start with one of the lower tier cards like Chase Freedom and later upgrade to one of the sapphire cards when you are better situated in life (higher income, better credit). That’s what I would do if I could go back.
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Try a student credit card from Discover or Cap1. If denied, then apply for a secured card from Discover. US bank also have great reward secured cards. USAA credit cards kinda not good in comparison to other issuers.
Skillnation
skillnation.in › posts › usaa-student-credit-card
Unlock Exclusive Perks and Boost Your Credit with USAA Student Credit Cards – The Ultimate Guide! - Skill Nation
Rewards: The USAA Cashback Rewards ... 1% back on all other purchases. This credit card can earn you up to $150 back on gas and military base purchases each year, and up to another $60 back a year on groceries, all with no annual fee....
WalletHub
wallethub.com › credit-cards › usaa-federal-savings-bank-13007646i
USAA Credit Card Reviews (January 2026)
Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details. See Rates and Fees for details. ... This card has been scored using WalletHub’s proprietary credit card rating system.
Credit Karma
creditkarma.com › creditcard › CCUSAA05
USAA Preferred Cash Rewards Credit Card
Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
Forbes Advisor
forbes.com › advisor › credit-cards › best › usaa-credit-cards
Best USAA Credit Cards – Forbes Advisor
February 24, 2025 - See Rates and Fees for details. Limited Time Offer: Cash back match - earn 3% in your first year on the first $15,000 in purchases. After that, earn unlimited 1.5% cash back on purchases, no category restrictions and no caps.
U.S. News
money.usnews.com › home › credit cards › usaa
USAA Eagle Navigator™ Visa Signature® Credit Card 2025 Review | U.S. News
The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.Terms Apply · This rewards card for USAA members has bonus categories, a welcome offer and travel benefits and protections, ...
Credit Karma
creditkarma.com › creditcard › ccusaa11
USAA Eagle Navigator® Credit Card
Terms and Restrictions apply. See the Guide to Benefits and Reward Terms and Conditions on USAA's website for details.Rates and Fees
Business Insider
businessinsider.com › personal finance › credit cards › best usaa credit cards: top usaa card offers in 2025
Best USAA Credit Cards: Top USAA Card Offers in 2025
May 23, 2025 - Compare benefits, rewards, and fees of top USAA credit cards.
CompareCards.com
comparecards.com › credit-card › usaa-rate-advantage
USAA Rate Advantage Credit Card | CompareCards.com
There is no specific rewards program with this card, but that's pretty typical with cards that focus on prodiving extra-low interest rates. The USAA Rate Advantage Credit Card does come with a few other helpful perks though like the $0 annual fee, no foreign transaction fees, and no penalty rate.