Yes ground advantage comes with up to $100 insurance. Did USPS mark the package as “delivered”? If so, it would not be eligible for a claim. You have 60 days after the MAILING DATE to file an insurance claim for ground advantage, so if making date was early November you may be too late. https://www.usps.com/help/claims.htm# Answer from soanQy23 on reddit.com
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Reddit
reddit.com › r/ebayselleradvice › usps ground adv. has $100 insurance or no?
r/eBaySellerAdvice on Reddit: Usps ground adv. has $100 insurance or no?
January 5, 2026 -

I was under the impression that USPS ground changed to include $100 of insurance with the label that ebay offers to sellers. I have an item that was shipped in late November, that never arrived. The lost mail request through the usps site hasn’t updates since December 5, and the usps site says that the tracking number does not qualify for a claim.

Am I doing something wrong? Ebay was going to obviously force me to refund them (and I did) because they never received it.

I have sent 1600 items and this is only the 2nd time this has happened. The first time was so long ago I don’t remember what happened. Advice welcome!

Top answer
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Yes ground advantage comes with up to $100 insurance. Did USPS mark the package as “delivered”? If so, it would not be eligible for a claim. You have 60 days after the MAILING DATE to file an insurance claim for ground advantage, so if making date was early November you may be too late. https://www.usps.com/help/claims.htm#
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Welcome u/HunterGather069 . Please Note - Our most common rule violations are: Do not delete your post once it gets replies (this one doesn't count). If you're uncomfortable with this rule, delete your post NOW before it gets replies. Do not post ebay usernames or personal info (including in images). If you've done this, delete your post NOW and fix the issue before reposting. Please read the Rest of our Rules and our FAQ . Copy of post for reference if your post is edited or removed: Usps ground adv. has $100 insurance or no? I was under the impression that USPS ground changed to include $100 of insurance with the label that ebay offers to sellers. I have an item that was delivered in late November, that never arrived. The lost mail request through the usps site hasn’t updates since December 5, and the usps site says that the tracking number does not qualify for a claim. Am I doing something wrong? Ebay was going to obviously force me to refund them (and I did) because they never received it. I have sent 1600 items and this is only the 2nd time this has happened. The first time was so long ago I don’t remember what happened. Advice welcome! I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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USPS
usps.com › ship › ground-advantage.htm
Ground Advantage | USPS
$100 insurance is included (for both outbound and return shipments), and you can purchase up to $5,000 in additional coverage against loss or damage for merchandise. Primary option for sending hazardous materials (HAZMAT) that are only mailable ...
Discussions

Ground Advantage Insurance claim
You need to submit proof of item value. You need to. USPS Ground Advantage™ service includes up to $100 insurance in the price. https://pe.usps.com/text/dmm300/609.htm#ep1097212 You don't get to send an empty box and when the box gets lost or damaged due to being empty, simply file a claim and collect $100. I did upload the receipt from my system of the sale showing the value my customer paid. As an eBay seller, when I've had to submit proof of value, that's what it is. What the buyer paid, and showing that they paid. That's the value of the item you mailed. More on reddit.com
🌐 r/USPS
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September 1, 2023
usps ground advantage.

Etsy has been covering Priority Mail under seller protection since the beginning, and it comes with insurance. This will be no different.

I know the policy guidelines say that they may not cover stuff under Seller Protection that otherwise comes with insurance, but that is not ever been how they have ruled. They may not consider included USPS insurance in that and only include third party. But then again I'm pretty sure they've been covering claims even if it was third party insured.

It's an automated process for them to rule on a "not received" case and whether that class of mail came with insurance isn't something that the automated process looks at.

More on reddit.com
🌐 r/EtsySellers
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July 9, 2023
Please for the love of god, buy insurance if you are shipping $20+ worth of cards with USPS. I’m sick of USPS losing and the seller complaining. They don’t lose packages as frequently when the are insured for their value
Sellers don't buy insurance because USPS doesn't pay claims for cards as they are considered "paper or cardboard". On top of the fact that margins are so slim already that it wouldn't be financially sustainable. Source: 50k+ sales on TCGPLAYER More on reddit.com
🌐 r/mtgfinance
63
0
July 29, 2024
USPS insurance is a SCAM!
It’s bizarre to me that you can buy insurance and prove a value, based on their own very specific rules, and then they can change the rules to not have to pay out later. It’s happened too many times. More on reddit.com
🌐 r/usps_complaints
128
180
April 2, 2024
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USPS
usps.com › ship › insurance-extra-services.htm
Shipping Insurance and Delivery Services | USPS
Available for: Priority Mail Express®, ... USPS Ground Advantage®, Parcel Select® Non-presort, Library Mail, Bound Printed Matter, Media Mail®, First-Class Mail® (letters and flats)*, USPS Marketing Mail® parcels*, and USPS Marketing Mail Nonprofit parcels* ... Get maximum security for your valuable items. Registered Mail® items can be insured for up to ...
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USPS
faq.usps.com › s › article › USPS-Ground-Advantage
USPS Ground Advantage®
USPS is launching its new product offering USPS Ground Advantage®. USPS Ground Advantage will feature 2-5 day service standards for packages up to 70 pounds.
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Quadient
quadient.com › en-us › learn › special-mail-types › usps-ground-advantage
Everything you need to know about USPS Ground Advantage™ | Quadient
When you send your package via USPS Ground Advantage service, $100 in insurance coverage is included. This protects the contents of your package in case it is damaged, lost, or stolen during delivery.
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Shipware
shipware.com › blog › usps-shipping-insurance-what-shippers-need-to-know
USPS Shipping Insurance: Costs, Limits & Claims
June 27, 2024 - Several USPS services include a baseline level of insurance at no additional charge: Key point: USPS Ground Advantage — the most popular option for e-commerce lightweight packages — includes no insurance.
Address   10815 Rancho Bernardo Rd Suite 200, 92127, San Diego
Find elsewhere
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Pirate Ship
support.pirateship.com › all collections › insurance questions › how do i file a usps insurance claim?
How do I file a USPS insurance claim? | Pirate Ship Support
2 weeks ago - USPS includes $100 of insurance on domestic Priority Mail and Ground Advantage services, and $200 on Priority Mail International services.
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International Bridge
myib.com › home › blog › usps ground advantage: embracing the upcoming usps price and service transformation
USPS Ground Advantage: what it is and what it replaced
July 6, 2023 - USPS Ground Advantage merged several legacy USPS products into one ground service with free pickup, $100 insurance, and 2-5 business days delivery.
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EasyPost
easypost.com › home › how much does usps insurance cost?
How Much Does USPS Insurance Cost? - EasyPost
August 22, 2025 - For an additional fee, which varies ... Express®, Priority Mail®, or USPS Ground Advantage™ include up to $100 of insurance coverage in the base postage cost....
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Shippo
support.goshippo.com › hc › en-us › articles › 360027338952-USPS-Services-Available-in-Shippo-Including-Insurance
USPS Services Available in Shippo (Including Insurance) – Shippo
You can purchase USPS shipping labels for the following service levels using Shippo: Domestic International Ground Advantage First-Class Package International Service ...
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EasyPost
easypost.com › home › usps ground advantage: how it works and when to use it
When and How To Use USPS Ground Advantage - EasyPost
April 5, 2026 - USPS Ground Advantage can be used to send packages to all 50 states, U.S. military bases, territories, possessions, and Freely Associated States. It includes $100 of USPS insurance coverage for no additional cost.
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USPS
usps.com › help › claims.htm
File a USPS Claim: Domestic | USPS
Complete the form and mail it, along with proof of value and evidence of insurance, to the address on the form.
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Wllow Commerce
willowcommerce.ai › home › blogs › usps ground advantage vs priority mail: pricing and requirements
USPS Ground Advantage vs Priority Mail: Pricing and Requirements
July 1, 2025 - USPS Ground Advantage is a consolidated ... up to 70 lbs across the U.S. with 2–5 day delivery windows, tracking, and $100 of included insurance....
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USPS
usps.com › business › ground-advantage.htm
USPS Ground Advantage for Business | USPS
USPS Ground Advantage® service is an affordable and reliable way to send packages inside the U.S. expected in 2–5 days for items up to 70 lbs. Tracking and $100 insurance are included.
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Pitney Bowes
pitneybowes.com › blog › what is usps ground advantage: a guide
What is USPS Ground Advantage: A Guide | Pitney Bowes
January 30, 2026 - Yes, USPS Ground Advantage comes with $100 of insurance. You can purchase up to $5,000 in additional coverage for loss or damage to merchandise.
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Reddit
reddit.com › r/usps › ground advantage insurance claim
r/USPS on Reddit: Ground Advantage Insurance claim
September 1, 2023 -

This is my first time ever filing a claim. USPS has lost the package, it hasn't moved in over weeks.

When filling out the form online I was very surprised by how much info they needed.

They want to know what the item is and require I upload a receipt of purchase.

Why is this? If the $100 of insurance is included in the shipping price, shouldn't I be entitled to the $100 back if they lose the item?

The item was scanned into a distribution center and never moved again. I already filed a missing mail request and was called and basically told 'we haven't received the item at our post office' and the case was closed.

The package also has a return address inside so if the label was damaged there's still info inside of where it's from and where it was going

The item in question is $188 so I'm at a loss either way, I'm just wondering if it was something cheaper or something without a clear value (legal documents or something sentimental) would the claim be denied?

When I heard the new Ground Advantage shipping was going to include insurance I was a little hopefully that I'd finally get a little something back when USPS loses a package I've sent. Currently I lose around $2-3k a year in lost and stolen mail that I send out.

I dont have a receipt for the item as it's something I purchased for cash local and then sold via Instagram. I did upload the receipt from my system of the sale showing the value my customer paid. Not sure if this is going to be sufficient for the claim.

Anyway I filed 2 days ago the claim is still pending.

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USPS
faq.usps.com › s › article › How-can-I-use-insurance
How can I use insurance?
Available for merchandise only (i.e. you cannot insure correspondence) USPS Ground Advantage™ - Retail and USPS Ground Advantage™ - Commercial