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I just did a spot check. Wise gives me the same exchange rate (1 EUR = 1.1362 USD) regardless of whether I am buying EUR or USD. Western Union gives me 1 EUR = 1.1383 USD for USD->EUR, but only 1.1268 USD for EUR->USD. WU also shows me a fee 0.99 USD for the former and 2.99 EUR for the latter, both waived for first-time customers. So WU is indeed much better than it was the last time I looked at it, and looks like it might be slightly better than Wise for USD->EUR at the moment, but not for the opposite. I can't seem to find any information on their fees without signing up for an account, other than the waived first-timer fees, the statement, "Western Union makes money on FX," and multiple statements that fees vary depending on the countries and account types. It seems like all you can really do is sign up, get to the final screen before you actually approve the transaction, and compare the amount you will receive with that from Wise. Even if WU has improved, I'm not thrilled by the lack of transparency and have never had any problems with Wise, so personally I'm not even tempted to give WU a try. Answer from WitnessTheBadger on reddit.com
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Western Union
westernunion.com › us › en › currency-converter.html
Currency Converter - Check Today's USD Exchange Rates
Convert USD to global currencies easily with Western Union. Check today’s exchange rates and stay notified with custom FX alerts.
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Wise
wise.com › us › compare › western-union-exchange-rate
Western Union Exchange Rate: How Much Does a Western Union International Transfer Cost? - Wise
Compare live Western Union exchange rates across the most popular world currencies. Find out how much it costs for an international money transfer with Western Union and how long a transfer would take.
People also ask

How do I send money to someone with Western Union?
Sending money with Western Union is simple, whether you prefer digital or in-person transfers. To send money online or in the Western Union app:
  1. Register or log in and verify your profile with a driver’s license, passport, or government-issued ID.
  2. Choose your receiver’s country and how much you want to send.
  3. Select how they’ll receive the money — cash pickup, bank account, or mobile wallet (where available).
  4. Enter your receiver’s details.
  5. Pay for your money transfer service via credit or debit card or with your bank account.
  6. We'll provide a tracking number (MTCN) to help you and your receiver track the transfer.
You can also complete a Western Union money transfer at a nearby agent location.
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westernunion.com
westernunion.com › us › en › home.html
Send & Receive Money in the United States
Does Western Union have a digital wallet?
The Western Union app is not a digital wallet; it’s a money transfer app allowing you to send money, track transfers, and pay bills. You can use the app to send money to mobile wallets in various countries, depending on your receiver’s digital wallet provider.
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westernunion.com
westernunion.com › us › en › home.html
Send & Receive Money in the United States
How can I send someone money immediately?
You can send and receive money quickly with Western Union using our website, mobile app, or in person at an agent location. Many transfers may be available for pickup in minutes5, depending on service type, destination, and receiver method.
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westernunion.com
westernunion.com › us › en › home.html
Send & Receive Money in the United States
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Western Union
westernunion.com › gb › en › currency-converter.html
Currency Converter | Exchange Rate | Western Union GB
Easily convert GBP to popular currencies with Western Union's free currency conversion calculator. View today's exchange rates and start your transfer now!
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Western Union
westernunion.com › au › en › currency-converter.html
Currency Converter Calculator | Exchange Rate Calculator
Convert popular currencies at effective exchange rates with our currency converter calculator. Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.
Discussions

Is Western Union more affordable than Wise now for currency conversions?
I just did a spot check. Wise gives me the same exchange rate (1 EUR = 1.1362 USD) regardless of whether I am buying EUR or USD. Western Union gives me 1 EUR = 1.1383 USD for USD->EUR, but only 1.1268 USD for EUR->USD. WU also shows me a fee 0.99 USD for the former and 2.99 EUR for the latter, both waived for first-time customers. So WU is indeed much better than it was the last time I looked at it, and looks like it might be slightly better than Wise for USD->EUR at the moment, but not for the opposite. I can't seem to find any information on their fees without signing up for an account, other than the waived first-timer fees, the statement, "Western Union makes money on FX," and multiple statements that fees vary depending on the countries and account types. It seems like all you can really do is sign up, get to the final screen before you actually approve the transaction, and compare the amount you will receive with that from Wise. Even if WU has improved, I'm not thrilled by the lack of transparency and have never had any problems with Wise, so personally I'm not even tempted to give WU a try. More on reddit.com
🌐 r/ExpatFinance
19
14
April 13, 2025
Best way to transfer money from the US to Switzerland?
Wise is what I use to move money from the US. Works great and low fees. More on reddit.com
🌐 r/askswitzerland
12
0
1 month ago
How many of you realize that Western Union charges ZERO fx markup and only $8 for sending up to $2,999 from USA to China? (this has been the case for all 2015 so far)

You are so wrong it hurts. 1 USD = 6.21 Yuan at the time of this post. They may only charge $8 to send 2,999 but they convert those dollars at a ratio of 1 USD = 6.06 Yuan.... So lets do some math. that is a difference of .15 each dollar. .15 x 2,999 = 449.85 = $72.5 you lose at that exchange rate..

More on reddit.com
🌐 r/Bitcoin
35
0
May 4, 2014
The fact that you can now transfer thousands of dollars from one country or another for near zero fees should be enough to show you the inefficiency of institutions like Western Union.
If we had a stablecoin on Nano or XLM, it would be the most used for sure! More on reddit.com
🌐 r/CryptoCurrency
132
616
October 18, 2021
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Western Union
westernunion.com › us › en › home.html
Send & Receive Money in the United States
October 15, 2025 - Send and receive money transfers from the United States with Western Union. Check exchange rates, track transfers and send money online instantly.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-php-rate.html
USD to PHP | Convert US Dollar to Philippine Peso
Convert USD to PHP now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
Find elsewhere
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RadomCorp Archive
old.radomcorp.com › web › western-union-convert
Western Union Convert
1 month ago - Webeasily calculate exchange rates with our currency converter. Find out the latest rates for international money transfers with western union. Webeasily convert usd to popular currencies with western union's free currency conversion calculator. View today's exchange rates and start your transfer now!
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Western Union
westernunion.com › sa › en › currency-converter.html
Currency Converter | Exchange Rate | Western Union SA
Convert popular currencies at effective exchange rates with our currency converter calculator. Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.
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Reddit
reddit.com › r/expatfinance › is western union more affordable than wise now for currency conversions?
r/ExpatFinance on Reddit: Is Western Union more affordable than Wise now for currency conversions?
April 13, 2025 -

I was thinking of transferring around $15000 into Euros from my US bank account into my European account. I always thought Western Union was expensive and used an inflated exchange rate to make more money of their customers. However, comparing Western Union to Wise (formerly TransferWise) it appears that Western Union now has cheaper fees and offers a better exchange rate than Wise. Is there some fine print I need to read before committing to the transfer, or is this deal with Western Union legitimate?

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Google Play
play.google.com › store › apps › details
Remitly: Send Money & Transfer - Apps on Google Play
Thanks to Remitly’s great rates, special offers, and no hidden fees, more money makes it home to friends and family. Remitly uses multiple levels of security designed to keep you protected when you make a payment or send money. We’re here to help 24/7. You can talk to us or search the Help Center for support in 18 languages. Download the Remitly app and send money transfers today. Remitly has offices around the globe. Remitly Global, Inc. is located at 401 Union Street, Suite 1000, Seattle, WA 98101.
Rating: 4.8 ​ - ​ 1.36M votes
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Western Union
westernunion.com › us › en › currency-converter › usd-to-eur-rate.html
USD to EUR | Convert US Dollar to Euro
Convert USD to EUR now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
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Western Union
westernunion.com › sa › en › currency-converter › sar-to-php-rate.html
SAR to PHP | Convert Saudi Riyal to Philippine Peso
Convert SAR to PHP with Western Union to send money internationally. ... FX: 1.00 SAR – Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-jmd-rate.html
USD to JMD | Convert US Dollar to Jamaican Dollar
Convert USD to JMD now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-wst-rate.html
USD to WST | Convert US Dollar to Samoan Tala
Check today's USD to WST exchange rate with Western Union's currency converter. Send USD and your receiver will get WST in minutes.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-fjd-rate.html
USD to FJD | Convert US Dollar to Fijian Dollar
Convert USD to FJD now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-mxn-rate.html
USD to MXN | Convert US Dollar to Mexican Peso
Convert USD to MXN now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
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Western Union
westernunion.com › us › en › currency-converter › usd-to-ttd-rate.html
USD to TTD | Convert US Dollar to Trinidad/Tobago Dollar
Convert USD to TTD now for today’s Western Union exchange rate. Enter the amount, choose your currencies, and see the latest rates.
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Reddit
reddit.com › r/askswitzerland › best way to transfer money from the us to switzerland?
r/askswitzerland on Reddit: Best way to transfer money from the US to Switzerland?
1 month ago -

I am living in Switzerland for the winter and planning to rent a place. I have just signed a contract for the rental, and have until the end of the month to pay the deposit and first months rent (starts in December).
What is the best way to send my landlord the money?
She has a swiss bank account, and would like CHF. My account is US, and of course in USD.
Thanks