Got approved for double cash 10k. Got the card today. Very happy with that but curious what has your highest limit with Citi been?
Does Citibank give high credit limits?
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What is the MAX credit limit possible for the CITI Double Cash Card???
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To preface, I have around 20 credit cards (Pay statements in full monthly) 2 of them being Citi Credit cards each with $10k limit. I recently received a pre-approved offer for the Citi Doublecash, with a bonus after spending $1500. Decided might as well since its been almost a year since I've taken out a new card. To my surprise I got approved for $500.....
I called the CSR # and after 45 mins the person on the phone did a Credit Line Increase, even though I explained that I wanted my initial limit reconsidered. He proceeded to do something I could've done myself via the App in 1 minute. After feeling like my time was wasted with someone on the other side who didn't understand my concern and an auto denial "You will receive a letter in the mail" bs. I called the direct reconsideration line, the rep (much nicer and understood my concern) told me that since I was approved they could not do anything, a CSR would be the ones to help.
Has anyone else experienced this through Citi and have any tips, or should I just cancel as soon as I get it and retry calling after having the physical card? My total credit limit is $200k and I don't NEED this card, I wanted to take advantage of the offer. Thanks in advance.
Need a replacement for my CFU with 5% cashback on gas purchases bonus. Those two seem fit but wanted to check if Citi gives high CL as I know BoA does.
Never had an account with either of them.
Also, do either of Citi and BoA have any 5/24 rule bc I'm at 6/24
My limit is $9k. Tried to request increase but was denied.