Are there any messages saying you need to agree to some new terms and conditions? Have you set a billing address for your account? Are you using family sharing, or have a screen-time restriction set? Answer from AuelDole on reddit.com
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Apple Community
discussions.apple.com › thread › 252410112
Edit button greyed out from payment and s… - Apple Community
February 6, 2021 - Thanks for visiting the Apple Support Communities! It seems you're unable to edit your Apple ID payment method.
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Reddit
reddit.com › r/iphone › why doesn’t it let me change my payment method?
r/iphone on Reddit: Why doesn’t it let me change my payment method?
March 19, 2024 - The only thing that Edit button does is let you remove a payment method or re-order your payment options. Since you only have one payment method entered, you can't do either of those things so the Edit button is disabled.
Discussions

Why doesn’t it let me change my payment method?
Are there any messages saying you need to agree to some new terms and conditions? Have you set a billing address for your account? Are you using family sharing, or have a screen-time restriction set? More on reddit.com
🌐 r/iphone
24
6
March 19, 2024
Why can’t I add edit payment and shipping?
Do you have screen time enabled? That can limit what you can do with your device. Are you in family sharing? If so, your wife is probably set as the organizer and has purchase sharing turned on so everything goes through her account. More on reddit.com
🌐 r/applehelp
9
4
April 23, 2024
People also ask

Why can't I add a payment method to my Apple ID?
Restrictions in your account or device security settings, inactive internet connections, and disabled Javascript or cookies are common reasons.
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smart.dhgate.com
smart.dhgate.com › home › can’t edit payment method on iphone? here’s why & how to fix
Can't Edit Payment Method on iPhone? Here's Why & How to Fix - ...
Why is the edit button greyed out when I try to change my payment method?
This often happens because of security connection issues, Apple ID restrictions, or when Javascript and cookies are disabled. Sometimes, your financial institution may also automatically update payment info, locking manual changes.
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smart.dhgate.com
smart.dhgate.com › home › can’t edit payment method on iphone? here’s why & how to fix
Can't Edit Payment Method on iPhone? Here's Why & How to Fix - ...
How do I manually update my Apple ID payment method?
You can update it through your iPhone’s Settings under Apple ID > Payment & Shipping. Ensure internet connectivity, enable JavaScript and cookies, and remove any account restrictions first.
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smart.dhgate.com
smart.dhgate.com › home › can’t edit payment method on iphone? here’s why & how to fix
Can't Edit Payment Method on iPhone? Here's Why & How to Fix - ...
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Apple Support
support.apple.com › en-us › 118293
If you need to change or update your Apple Account payment method - Apple Support
October 28, 2025 - If you need to add a new payment ... country or region for your Apple Account. If you need to edit Apple Pay information, change or remove the payment cards that you use with Apple Pay....
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JustAnswer
justanswer.com › computer › nw3ux-want-change-payment-method-apple-iphone-15-can-t.html
How to Change or Edit Payment Method on iPhone | Expert Q&A
January 13, 2024 - As a reminder: We have experts ... just about anything. ... To add a new payment method on iPhone 15+, go to Settings > [your name] > Payment & Shipping....
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The Mac Observer
macobserver.com › home › why can’t i add a payment method to my apple id? top 7 solutions
Why Can't I Add a Payment Method to my Apple ID? Top 7 Solutions - The Mac Observer
September 23, 2025 - In our case, if purchase sharing is enabled, the payment methods added by the organizer are the only ones that can be used for payments on every single device that has joined the Family Sharing group. So, if you’re not the organizer, you can’t add payment methods or edit the existing ones from the Payment & Shipping page on your iPhone.
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Apple
support.apple.com › en-gb › 118291
Remove a payment method from your Apple Account – Apple Support (UK)
4 days ago - If you have subscriptions such as iCloud+, have an unpaid balance, or are in a Family Sharing group and use purchase sharing, you must keep at least one payment method on file. Find out what to do if you can’t remove a payment method.
Find elsewhere
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Dhgate
smart.dhgate.com › home › can’t edit payment method on iphone? here’s why & how to fix
Can't Edit Payment Method on iPhone? Here's Why & How to Fix - Smart.DHgate – Trusted Buying Guides for Global Shoppers
October 22, 2025 - Struggling to edit your payment method on your iPhone can be a frustrating experience, especially when you need to quickly update billing information for
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Google Support
support.google.com › googleone › answer › 9003634
Change your card & fix payment issues - iPhone & iPad - Google One Help
If you need to update your payment method, you must update it in your Apple ID. Use this Apple Help Article to update your payment method. (iPhone users) Can't buy Google One through Google Photos
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Apple Support
support.apple.com › en-us › 118429
Add a payment method to your Apple Account - Apple Support
September 16, 2025 - If you already have a payment method on file, learn how to change or update your payment method. Open the App Store. Click your name. If your name doesn't appear, click the Sign In button, sign in to your Apple Account, then click your name. Click Account Settings. You might be asked to sign in to your Apple Account.
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MagFone
magfone.com › unlock-ios › unable-to-remove-payment-method-from-iphone.html
How to Remove Payment Method from iPhone [Updated]
Reason 1. Active Subscriptions. If you have an active subscription tied to that payment method, you won't be able to remove it until the subscription period ends. You'll need to cancel the subscription first.
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Passvers
passvers.com › fix-cannot-remove-payment-method-from-iphone
Fixed: Apple Cannot Remove Payment Method (4 Ways)
September 29, 2024 - In such cases, ask the family member to switch to a different payment method. ... Ensure your iPhone is running the latest iOS version. Outdated software might cause issues with managing payment methods.
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iPhone Life
iphonelife.com › how-to › device management
How to Change Payment Method on iPhone with Family Sharing
March 31, 2025 - For Family Sharing plans, you will only be able to change the payment method if you are the organizer. For more tips on managing your Family Sharing purchases, especially for kids, sign up for our free Tip of the Day newsletter. ... Every day, we send useful tips with screenshots and step-by-step instructions to over 600,000 subscribers for free. You'll be surprised what your Apple devices can really do. ... Rhett Intriago is a Feature Writer at iPhone Life, offering his expertise in all things iPhone, Apple Watch, and AirPods.
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TunesKit
tuneskit.com › home › ios & iphone tips › how to fix add payment method greyed out
Apple Add Payment Method Greyed Out? 8 Fixes Here!
January 7, 2025 - Part 2. How to Fix Add Payment Method Greyed Out · Fix 1. Sign Out and Sign In to Your Apple ID · Fix 2. Check for Account or Billing Issues · Fix 3. Change Your Region and Country Settings · Fix 4. Contact Family Organizer/Disable Family ...
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Google Cloud
cloud.google.com › costs and usage management › cloud billing › add, remove, or update a payment method
Add, remove, or update a payment method | Cloud Billing | Google Cloud Documentation
This document explains how to manage your payment methods for your self-serve Cloud Billing account. Specifically, it explains how you can add, remove, or update credit cards and bank accounts when, for example, your needs change or to fix payment errors.
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Microsoft Support
support.microsoft.com › en-us › account-billing › change-your-microsoft-subscription-payment-method-and-options-39ab4bc1-01f9-fc28-c3a5-49e87b6e7611
Change your Microsoft subscription payment method and options - Microsoft Support
Get info about paying for a past-due Microsoft subscription. Did you buy your Microsoft 365 subscription through a third party? See Manage your Microsoft 365 subscription purchased through a third party. Selecting Change how you pay gives you a list of your current payment options.
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Roblox
en.help.roblox.com › hc › en-us › articles › 203312560-Adding-and-Updating-Payment-Information
Adding and Updating Payment Information – Roblox Support
Saving Payment Information How do I add a payment method? You can add and delete payment methods from the Payment Methods tab in Settings on your account or at checkout. Payment methods cannot be u...
Top answer
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Apple is simply trying to make it easier to purchase apps if you decide to do that in the future. Providing the security code on the card lowers the fees Apple pays to the credit card processing company since it is evidence you are in physical possession of the card.

You aren't required to provide a credit card at all just to sign up. When you are prompted for the credit card type, Apple gives the option to chose "None". If you choose this while purchasing a free app, it will allow you to sign up without a credit card.

Apple provides walkthrough steps for doing this on both a computer and on an iPod touch or iPhone.

If this method is not available in your country but your country does have iTunes Store gift cards available, you can purchase one gift card and use it to create an account. You'll have to pay a little up front of course, but you won't have to provide a credit card before starting to purchase the free apps.

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If you bring an Apple ID to the store that exists (instead of making a new one), you are not presented with the None option.

Try the following steps as a work around:

  1. Try to purchase a free item in the iTunes or Mac App Store on a non-iOS device
  2. Log in when prompted
  3. Accept any terms you have to
  4. If None is not an option on the Review Payment Information screen, click Paypal
  5. Click the To redeem a code, click here link that appears below
  6. Log in again when prompted
  7. Accept any terms you have to again
  8. The new Review Payment Information screen should allow you to select None

Alternatively, clicking Redeem in the Quick Links box on the main page of the Mac App Store may allow you to bypass steps 1-5. You also can just put in payment method one time, do not make a charge and then remove it.

Lastly, someone that's a family organizer can ask you to join and then you would leave once your account is "verified" into the app store.

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macReports
macreports.com › home › tips and tricks › how to remove, update or change your apple payment method
How To Remove, Update Or Change Your Apple Payment Method • macReports
March 17, 2020 - You can use your iPhone, iPad or iPod touch to update your payment method. Here is how: On your iOS device, tap Settings. Tap your name. Tap iTunes & App Store. Tap your Apple ID. Tap View Apple ID. Sign in if asked. Tap Manage Payments. You will see your current card. The top card is your default card. Now you can remove, edit your current payment methods or add a new payment method.