I pretty much only use paypal for the pay-in-4 feature, usually to buy airsoft stuff or trinkets on Etsy. Long story short I had to cover a family member's car payment and that resulted in me not being able to pay $23 for my final pay-in-4 plan at that time until a week later when my next pay check came in, that was a few weeks ago and today I tried to use pay-in-4 again and was declined and now the option doesn't even appear at checkout anymore.
So am I like blacklisted from using it for being a week late on a $23 payment? And will I ever be able to use it again?
Hey guys
Just wanted you all to know that I use PayPal Pay in 4 as my Buy Now Lay Later tool and when you get approved, the first payment usually takes 3 -4 days before it comes out of your method of payment, sometimes as long as a week.
I know that isn't as good as 2 weeks like AfterPay offers now at least, but it's something you all should know.
PayPal Pay in 4 tells you the first payment will be taken out right away but it never does. Once the product is ordered it goes through but they need to wait for the merchant to do their part. And the merchant takes days and days up to a week. So it will say pending but that doesn't mean you weren't approved. In fact PayPal Pay in 4 even tells you the first payment was taken out already when it really hasn't. Their system is slow.
A lot of my Pay in 4's, even the second, third and last payment gets taken out a day or 2 later then the date it's supposed to. Mainly because as I said PayPal is super slow.
Just thought I'd offer that tidbit to you guys in case AfterPay changes things.
Is anyone else having issues with using Pay In 4?
I was able to use it for the first time with no issue last night and when I tried to use it again I got a generic error and it is no longer an option under “PAY LATER”....
So I called customer service and was able to submit a ticket for this issue. Just wondering if anyone else out there is able to use Pay In 4 because I think it’s a global issue...
Let me know!!
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I was attempting to purchase a phone online using a website that processes payments with PayPal. I saw the Pay in 4 option and thought it would be better than losing all the money up front. The site didn't seem to process it and I didn't get a confirmation of purchase. Attempted it again. Now I have two "processing" purchases but can't get through to anyone to help with it. The app won't let me cancel or report the transactions, the call line doesn't put me through to an agent. My bank and the site I was buying from weren't able to help and I'm extremely frustrated by this whole experience.