PayPal
paypal.com › us › cshelp › article › how-can-i-use-a-balance-with-paypal-help335
How to Use Your PayPal Balance | PayPal US
The available balance shows how much money you have available in your primary currency. It doesn’t reflect pending payments or recurring payments or orders that have not been completed.
FreshBooks
freshbooks.com › hub › payments › what-is-paypal-balance
PayPal Balance: What It Is And How to Check It
November 27, 2024 - A PayPal balance section is part of the online platform’s services, allowing you to store funds in your PayPal account. Much like a bank balance, you can use this money to pay for goods and services online or send money to loved ones.
Videos
01:39
How To Check PayPal Balance - YouTube
00:28
How Do I Add Money To My PayPal Balance? - YouTube
How do I Add Money to my Account with PayPal?
02:37
What Is My PayPal Balance And How Do I Use It? - Be App Savvy - ...
04:26
How to Check PayPal Account Balance Explained (Easy) - YouTube
Wise
wise.com › us › blog › paypal-cash-account
PayPal Balance account (Formerly PayPal Cash & Cash Plus account) - Fees and features
March 27, 2023 - The PayPal Balance account offers various features, including the ability to receive, hold, and transfer funds, convert currencies, withdraw funds to linked bank accounts or debit cards, and make purchases using a PayPal-branded debit card.
PayPal
paypal.com › us › legalhub › paypal › pp-balance-tnc
PAYPAL BALANCE TERMS AND CONDITIONS
If you open a Balance Account you will be able to hold a balance, and use balance to send and receive money, purchase things online using mobile devices or in stores, and make payments, among other benefits.
PayPal Community
paypal-community.com › t5 › How-to-use-PayPal-Archive › Why-do-I-have-a-balance-in-my-paypal-account › td-p › 27183
Why do I have a balance in my paypal account? - PayPal Community
Leave the Archive ... I thought that money coming into to paypal account was to be automatically deposited into my personal bank checking account. Why is there still money in my paypal account? ... Money in your PayPal balance stays until you do something with it.
Quora
quora.com › How-does-the-PayPal-balance-work
How does the PayPal balance work? - Quora
Answer (1 of 5): If you sell something online and they pay you with PayPal you will have a balance in your PayPal account, You can leave it there if you set up some subscriptions or fees to come out of your PayPal account or you can transfer ...
PayPal
paypal.com › uk › cshelp › article › why-do-i-have-a-balance-that-shows-an-amount-owing-to-us-help132
Why do I have a balance that shows an amount owing to us? | PayPal GB
Check recent Activity on PayPal to find out why your account shows an amount owing to us. Possible reasons include payment issues, disputes, refunds, and unauthorised payments.
PayPal Community
paypal-community.com › t5 › Wallet-Archives › What-does-PayPal-balance-mean › td-p › 2836123
What does PayPal 'balance' mean? - PayPal Community
When you pay with paypal its never instant, they credit the seller and then wait for your funds to transfer, if you don't have enough in your bank account when the transfer is requested (from a few hours up to a few days later) then your balance would go into negative.
PayPal
paypal.com › us › cshelp › article › why-cant-i-send-money-using-a-balance-help833
Why can't I send money using a balance? | PayPal US
You can also get a PayPal Balance account by applying for or enrolling in any of the features or products available with each account. While you can’t use your balance to send money or make purchases if you don't have a Balance account, you can still receive payments and send money from your ...
Business Insider
businessinsider.com › business insider › how to check your paypal balance in 2 ways
How to Check PayPal Balance on Desktop or Mobile
September 23, 2022 - If you aren't seeing a PayPal balance section on your main account page, it's because you don't have a PayPal Balance account.
Reddit
reddit.com › r/paypal › is paypal balance the same as paypal credit? how to know if you owe paypal then?
r/paypal on Reddit: Is PayPal balance the same as PayPal credit? How to know if you owe PayPal then?
May 23, 2023 -
Hi guys so I have some money from my side hustle in my PayPal account that my employer send them to me, I don't have any card in this account (physical card, I have one WISE so it doesn't count cause I don't even use it almost at all) so they money stay there. Today I made a food order using my PayPal balance and the sum was deducted from it but my receipt said that I paid with a credit card!!! So I'm confused, the sum is taken from my account when I order, I don't have a negative balance of course but the receipt said credit card....so now I ask do I owe PayPal money? Is pp balance the same as pp credit? I read that you can use a PayPal credit card but you have to pay them back and if you don't then comes the real problem.....how do I know if I owe them money?
thanks for reading my message.
Top answer 1 of 3
1
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
2 of 3
1
If you do not have a card linked to PayPal, not sure why it would say credit card on your receipt. Click the transaction in PayPal and look at the “Paid by” section. Does it say “PayPal Balance”? PayPal has Buy Now Pay Later options: (PayPal Credit (virtual credit line), Pay in 4, and Pay Monthly) where you have to pay it back but you have to apply for it. And which receipt did you look at? The email that PayPal sends you?
PayPal
paypal.com › us › cshelp › article › paypal-cash-and-paypal-cash-plus-accounts-renamed-to-paypal-balance-accounts-help388
PayPal Cash and PayPal Cash Plus accounts renamed to PayPal Balance accounts | PayPal US
Do I need to do anything now that my PayPal Cash account is called a PayPal Balance account? No, we’ve automatically made these changes. You don't need to do anything and can still use all the features you had with your PayPal Cash account. Here are some of the additional features you now have:
Reddit
reddit.com › r/paypal › why doesn't my paypal use my paypal balance first?
r/paypal on Reddit: Why doesn't my paypal use my paypal balance first?
November 16, 2022 - PayPal will first look at your PayPal Account balance, if you have insufficient funds, PayPal will then take the funds from your Bank Account. PayPal will do an instant transfer from your bank account assuming you have a current linked and confirmed credit card.
Reddit
reddit.com › r/paypal › im being forced to create a paypal balance account.
r/paypal on Reddit: Im being forced to create a paypal balance account.
September 1, 2022 -
I received money today, but when i go to accept it, and i tell it to keep the money in paypal, paypal tells me that i must create a paypal balance account and list me a series of cost for actions i do on the account. This was not like this before, i could send money to friends and received money normally.
i dont want to create a paypal balance account
Top answer 1 of 3
2
Yes, to keep/spend funds in PayPal, you need to set up a cash account aka balance account. This is the case ever since April 2019. Or, withdraw immediately to linked bank acct or eligible debit card.
2 of 3
1
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
CBS News
cbsnews.com › moneywatch › a guide to paypal for managing your money
A guide to PayPal for managing your money - CBS News
August 11, 2022 - Be sure to check the terms and ... (previously called a PayPal Cash or Cash Plus) lets you store funds in your Paypal account that you can spend, send or hold for future purchases....
Synder
synder.com › blog › business › mastering the paypal balance account: an in-depth analysis of the paypal account
PayPal Balance Account: What is a PayPal Balance Account
July 14, 2025 - To open a PayPal Balance account, you need to have a PayPal Personal account first, as noted previously. So, you can think of the Balance account as a feature or a separate account. This way or another, both are interlinked and in order to access it, you will use your regular PayPal Personal account credentials. To create a Balance account, log in first to your PayPal Personal account. When you receive a money transfer, you’ll be prompted to accept it. Once you do, you’ll have two options: keep it in PayPal or transfer to bank.
PayPal
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
You can also set up a PayPal Balance account.3 ... PayPal works to protect your financial data, payments, and eligible purchases.8 Your transactions are encrypted to ensure your full financial information remains private.
PayPal
paypal.com › us › cshelp › article › why-do-i-have-to-confirm-my-identity-to-hold-money-in-my-paypal-balance-help613
Why do I have to confirm my identity to hold money in my PayPal balance? | PayPal US
We only ask you for essential information when you sign up to PayPal, but if you want to hold a balance, we're under a legal obligation to confirm your identity.
Reddit
reddit.com › r/nostupidquestions › how does a paypal balance/paypal account function independently of an actual bank account?
r/NoStupidQuestions on Reddit: How does a PayPal balance/PayPal account function independently of an actual bank account?
June 9, 2023 -
Does not the $$ in the balance have to have come from a bank account, originally? Can the PayPal balance be spent without it showing on any statement of any bank account (as far as I understand cards - not bank accounts - are connected to PayPal, but... cards correspond to bank accounts?) Is there a PayPal balance/account balance independent of any of the cards attached? Never used it before.
Top answer 1 of 2
1
It works independently because PayPal is entirely separate from your bank. It is basically just a company that handles money transactions. Say you had a friend you owed money but you had no way to give them this money. You do however have another friend that is going to see the first friend, so you give the second friend the money owed to pass on when they see the first friend. PayPal is like this second friend, it is an intermediary that can help transfer money between people and/or businesses. PayPal doesn't do it to be friendly though, they make a profit by taking a cut of these transactions. Does not the balance have to have come from a bank account, originally? No, it could also come from selling something and being paid through PayPal. At least in some regions you can also use certain gift cards as a source of funds for a PayPal account. can the PayPal balance be spent without it showing on any statement of any bank account Yes, your PayPal balance has nothing to do with your bank accounts. It is entirely separate.
2 of 2
1
PayPal is fundamentally a bank itself (and does have banking licenses), so they can keep and manage a fiscal account for you. That's what they do. You can give PayPal the permission to draw money from your bank account, but you don't have. If you don't, you need to transfer money from your bank account to your PayPal account manually or make do with whatever other PayPal users send you. All the Credit Cards or Bank Accounts connected to a PayPal account got added by the user for convenience.