American Express
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What You Should Know About Foreign Transaction Fees
June 16, 2025 - Foreign transaction fees are charges for making purchases in foreign currencies. Learn how to avoid these fees and tips for managing your travel expenses.
American Express
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No Foreign Transaction Fee Cards | American Express
Explore American Express No Foreign Transaction Fee Cards. Enjoy rewards and benefits while saving on foreign transaction fees. Apply today. Terms apply.
AMEX Gold (USA): Do you pay currency conversion fees online?
no foreign transaction fees. you’ll get charged at the current conversion rate in USD. For example, you buy something worth 100€ you’ll get charged $116.41 USD (current google conversion) UNLESS, the merchant charges you a fee on their end. More on reddit.com
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July 18, 2025Foreign transaction rate
You actually monitor the real time exchange rate when buying things during traveling? Unless you’re buying really expensive things seems like there are better things to worry about. You do you though. More on reddit.com
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January 7, 2024Foreign transaction fees
No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency. More on reddit.com
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March 30, 2024How to calculate Amex's foreign transaction fees
Can't confirm, but it wouldn't surprise me. FWIW, I think it's nuts to use an AMEX for foreign transactions. There are lots of cards on the market with no fees. More on reddit.com
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November 10, 2024Does the Amex Platinum card have foreign transaction fees?
The Amex Platinum card doesn’t charge a foreign transaction fee.
upgradedpoints.com
upgradedpoints.com › home › credit cards › reviews › amex platinum card
Traveling? Understand Amex Platinum Card's International Fees
Does my credit card have a foreign transaction fee?
You’ll need to check your card agreement to determine whether your card charges a foreign transaction fee. Find the agreement provided with your card, if you have it filed somewhere. Alternatively, you can find your card online and check the fees section under “Pricing and Terms” or “Rates and Fees”.
lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
How much are foreign transaction fees?
Foreign transaction fees vary by credit card issuer, but they’re typically around 3%.
lendingtree.com
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
LendingTree
lendingtree.com › credit-cards › articles › foreign-transaction-fees
Foreign Transaction Fee: What is it? How does it work? | LendingTree
6 days ago - Remember that exchange rates factor in when dealing with most foreign transactions. Being charged €20 for lunch doesn’t mean your credit card will be charged $20. The charge will be converted to dollars using the current exchange rate. Both Mastercard and Visa calculate exchange rates to convert all foreign-denominated transactions to USD.
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › platinum
No Foreign Transaction Fees | Platinum Card Benefits
Skip to main content · My Account · Cards · Banking · Travel · Rewards & Benefits
Ramp
ramp.com › blog › business credit cards
American Express Foreign Transaction Fees Guide
October 13, 2025 - Look for language like “foreign transaction fee” or “fees on international purchases.” If it lists a 2.7% credit card charge, your business is paying more than it needs to every time you spend globally.
Card Insider
cardinsider.com › card insider home › best american express credit cards › american express credit cards – forex markup charges
American Express Credit Cards - Forex Markup Charges
1 week ago - What are the forex fees for international transactions made with Membership Rewards Credit Card? All AmEx credit cards, including the Membership Rewards card, have a forex charge of 3.5% on international spends.
Upgraded Points
upgradedpoints.com › home › credit cards › reviews › amex platinum card
Traveling? Understand Amex Platinum Card's International Fees
1 week ago - But there’s good news if you’re a cardholder of the Platinum Card® from American Express: this card doesn’t have a foreign transaction fee (rates & fees) and is an excellent choice for international travel. Still, it pays to be aware of all the fees you may encounter as you use this card at home or abroad and understand how the Amex Platinum card can be helpful for international travel.
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › delta-platinum
No Foreign Transaction Fees | Platinum Delta Skymiles® ...
Skip to main content · My Account · Cards · Banking · Travel · Rewards & Benefits
American Express
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Credit Card Fees and How to Save on Them
January 7, 2025 - Transferring your high-interest balances to a balance transfer credit card with a 0% introductory Annual Percentage Rate (APR), for example, could make a balance transfer fee worth paying. Another credit card fee you may want to be mindful of is the foreign transaction fee.
WalletHub
wallethub.com › popular credit card questions
American Express Cards With No Foreign Transaction Fees
2 weeks ago - While American Express no-foreign transaction fee credit cards make it cheaper to travel with your Amex card, they’re not accepted everywhere. You should be able to find businesses that accept American Express in places like Canada and Mexico.
Reddit
reddit.com › r/amex › amex gold (usa): do you pay currency conversion fees online?
r/amex on Reddit: AMEX Gold (USA): Do you pay currency conversion fees online?
July 18, 2025 -
I just got an AMEX Gold USA. I would be mostly using this for online payments for my business.
I pay marketing in currencies like EUR, GBP and AUD.
Does it mean I will have to pay a 3% conversion fee, or not?
Online it says there are no currency conversion fees (overseas) for this AMEX card, but what about online payments in a different currency other than the USD? IT does NOT specify this.
Can someone confirm?
Top answer 1 of 4
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no foreign transaction fees. you’ll get charged at the current conversion rate in USD. For example, you buy something worth 100€ you’ll get charged $116.41 USD (current google conversion) UNLESS, the merchant charges you a fee on their end.
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AFAIK (someone pls confirm) “no currency conversion fees” means whenever you pay in a foreign currency with the card (online or offline) you don’t need to pay the currency conversion fee.
American Express
americanexpress.com › ca › en › customer-service › faq.what-are-the-exchange-rates-and-foreign-transaction-fees-for-out-of-country-charges.html
What are the exchange rates and foreign transaction fees for out of country charges?
If you make a charge in a currency other than Canadian dollars that charge will be converted into Canadian dollars. Please refer to your Cardmember Agreement for specific details regarding charges made in foreign currencies.
Reddit
reddit.com › r/amex › foreign transaction rate
Foreign transaction rate : r/amex
January 7, 2024 - My transactions done at 152 posted at 146. my expectations were not met, and I feel that Amex owes me the difference. I’d be satisfied if the policy were made clear. ... The same thing happened to me. The amount amex showed in pending was at a favorable rate, which then led me to make several other purchases to lock in that rate.
Wise
wise.com › gb › blog › using-amex-card-abroad
Using American Express abroad: What you should know (UK guide) - Wise
January 7, 2025 - These apply whenever you're taking a credit card cash advance. At the time of writing you’ll usually pay 3% of the amount withdrawn, with a minimum 3 GBP fee - plus interest which is set at a higher rate compared to purchases.2 4 6 8 10
American Express
americanexpress.com › uk › legal › fx-ecb-comparison
Foreign Exchange ECB Comparison
We have done this by providing the Percentage Difference*** between our charges and the equivalent euro reference rate in the table below. If a transaction was carried out today, this information could be used as an indicator of the percentage difference that will apply. This is because we will convert the transaction into local currency on the date it is processed, which may be different to the date of the transaction.
Reddit
reddit.com › r/amex › foreign transaction fees
r/amex on Reddit: Foreign transaction fees
March 30, 2024 -
I’m going on a Europe trip to several different countries in a couple months. I was wondering what the international fees on the Amex gold card would be like. It says there are no international fees by Amex but, merchants may charge their own foreign fees.
What’s everyone’s experience with this traveling abroad? Are there any fees either from Amex or merchants, especially in Europe?
Top answer 1 of 5
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No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency.
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AMEX is not widely accepted in Europa, have a backup plan (visa/mc)
American Express
americanexpress.com › customer service › payments & billings
What are the exchange rates abroad | FAQs | Amex UK
All non-sterling transactions, whether for cash, goods or services, are subject to a non-sterling transaction fee of 2.99%. Cash transactions at ATM machines (in sterling or foreign currency) are also subject to a cash withdrawal fee of 3% or £3, whichever is higher.
American Express
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Using a Credit Card Abroad | AMEX UK
American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make. ... If you use your Card to withdraw cash abroad, a cash fee of 3% of the withdrawal amount or £3 (whichever is greater) will be payable in addition ...
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › delta-reserve
No Foreign Transaction Fees | Delta Reserve Credit Card ...
Skip to main content · My Account · Cards · Banking · Travel · Rewards & Benefits
American Express
americanexpress.com › content › dam › amex › en-ph › network › documents › consumer › AMEX_FCS_JAN2023_A.pdf pdf
•BacNet P100* /month P200* /month P200/month
A foreign currency factor of · 2.5% will be applied to the converted U.S. Dollar amounts, of which 1% is ... For foreign charges converted using the prevailing foreign exchange rate of American Express at the time of posting, a conversion factor of 2.5% will be applied to the