CardRates
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5 Highest-Limit Citi Credit Cards (Dec. 2025)
September 11, 2023 - Business cards usually have higher credit limits than retail credit cards do, and the Costco Anywhere Visa® Business Card by Citi is no exception. One forum user said they received a $38,000 credit limit for this card.
The Motley Fool
fool.com › motley fool money › credit cards › best high limit credit cards
Best High Limit Credit Cards of 2026: $50,000+ Credit Limits | The Motley Fool
5 hours ago - Citi Double Cash® Card (see rates and fees): User reported limits up to $40,000 · Simple, powerful rewards: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
WalletHub
wallethub.com › answers › cc › does-citibank-give-high-credit-limits-1000331-2140841748
Does Citibank Give High Credit Limits?
August 13, 2025 - Back CD Rates Checking Accounts Savings Accounts Money Market Accounts Prepaid Cards Best Banks Best Credit Unions · Back Car Insurance Home Insurance Car Insurance Home Insurance Renters Insurance Health Insurance Life Insurance Business Insurance Motorcycle Insurance · Back Financial Advisors Insurance Agents Real Estate Agents Mortgage Brokers ... Citibank may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt, but it does not have any cards that guarantee a $5,000+ credit limit.
Are high limit credit cards worth it?
High limit cards are ideal if you need more purchasing power or want to keep your credit utilization low, which can positively impact your credit score. Just make sure you can manage the higher spending responsibly.
fool.com
fool.com › motley fool money › credit cards › best high limit credit cards
Best High Limit Credit Cards of 2026: $50,000+ Credit Limits | ...
What's considered a high credit limit?
A high credit limit typically starts at $5,000 or more, but it varies based on your creditworthiness, income, and the card issuer's policies.
fool.com
fool.com › motley fool money › credit cards › best high limit credit cards
Best High Limit Credit Cards of 2026: $50,000+ Credit Limits | ...
Citi
citi.com › home › credit card › view all credit cards
Compare and View All Credit Cards | Citi.com
Compare the range of perks and special offers for Citi credit cards that could fit your financial needs. Learn more about all Citi credit cards.
The Points Guy
thepointsguy.com › credit-cards › credit-cards-with-highest-limits
The 6 best credit cards with the highest credit limits
September 11, 2025 - Cardholders also receive an up-to-$250 travel credit each year, plus Priority Pass lounge access and a Global Entry/TSA PreCheck statement credit. To learn more, read our full review of the Citi Prestige. Highest reported credit limit: $30,500, ...
Credit Karma
creditkarma.com › credit-cards › i › how-to-get-high-limit-credit-card
6 Best High-Limit Credit Cards of 2025 | Intuit Credit Karma
August 18, 2017 - Here’s why: This card has a relatively low minimum credit limit of $500, but Credit Karma user reviews and reports elsewhere say you may be able to get limits closer to $10,000, or even $40,000 or higher, after credit limit increases.
Reddit
reddit.com › r/creditcards › dies citi gives high credit limits? trying to decide between 5% ccc or boa's customized for gas + dining cashback
r/CreditCards on Reddit: Dies citi gives high credit limits? Trying to decide between 5% CCC or BoA's Customized for gas + dining cashback
June 25, 2024 -
Need a replacement for my CFU with 5% cashback on gas purchases bonus. Those two seem fit but wanted to check if Citi gives high CL as I know BoA does.
Never had an account with either of them.
Also, do either of Citi and BoA have any 5/24 rule bc I'm at 6/24
Top answer 1 of 4
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Citi gave me a fairly decent limit compared to my other cards, in addition you can ask for an increase without a hard pull. But there is no reason to spend more than $500 in a month on the Custom Cash so a high limit isn’t that necessary.
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For dining, the CFU should always give 3% on dining, and assuming you do not have Preferred Rewards the CCR also only gives 3% so don't bother unless you have PR. For gas, you could just get the CCC - how much more than like 500$ can you spend on gas?
Reddit
reddit.com › r/creditcards › what citi limits have you gotten?
r/CreditCards on Reddit: What citi limits have you gotten?
March 6, 2025 -
Got approved for double cash 10k. Got the card today. Very happy with that but curious what has your highest limit with Citi been?
WalletHub
wallethub.com › popular credit card questions
What is the usual Citibank credit card limit?
November 12, 2025 - Back CD Rates Checking Accounts Savings Accounts Money Market Accounts Prepaid Cards Best Banks Best Credit Unions · Back Car Insurance Home Insurance Car Insurance Home Insurance Renters Insurance Health Insurance Life Insurance Business Insurance Motorcycle Insurance · Back Financial Advisors Insurance Agents Real Estate Agents Mortgage Brokers ... The usual Citibank credit card limit is $200 to $2,000 at a minimum, depending on the card.
Citi
citi.com › credit cards › credit knowledge center › managing your money & lifestyle › what happens if you go over your credit card limit?
What Happens if You Go Over Your Credit Card Limit? | Citi.com
October 6, 2025 - Ask your card issuer to raise your credit limit: If your income has increased and you've demonstrated a positive payment history, the issuer may be inclined to increase your limit. A higher limit can help lower your credit utilization ratio, provided you don’t increase your spending.
GOBankingRates
gobankingrates.com › credit cards › advice › what is the highest credit limit for citi®?
What Is the Highest Credit Limit for Citi®? | GOBankingRates
April 14, 2023 - While card issuers are transparent with APRs, many do not publish credit limit maximums. If you’re wondering about the highest credit limit for Citi® credit cards, read on to find out what information the card issuer does and does not disclose regarding credit limits and how to request a credit limit increase if you do have a Citi credit card.
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › what is the credit limit for the costco anywhere visa® card?
What Is the Credit Limit for the Costco Anywhere Visa® Card? | Citi.com
March 28, 2025 - If you already have access to a ... 3% on restaurants and eligible travel, including Costco Travel with the Costco Anywhere Visa® Credit Card by Citi....
Reddit
reddit.com › r/creditcards › best citi setup for credit cards
r/CreditCards on Reddit: Best citi setup for credit cards
August 2, 2025 -
Hi, I’ve realized I value Eva and American Airlines points the most so citi seems to cover both of them. What’s the best citi setup with a catchall card? I’ve heard you can product change and SWY is not bad? Any help would be great. Thanks!
Top answer 1 of 4
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Citi premier to transfer / 3 CC groceries gas dining 5x / double cash catch all
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Here's my setup and spending strategy: Custom Cash 1: 5% Back on Groceries (Up to $500 monthly) Custom Cash 2: 5% Back on Dining (Up to $500 monthly) Strata Premier: ($90AF - comes with $100 annual hotel credit) 10x Hotels, Rentals, Attractions (citi portal) 3x Dining, Groceries, Gas, Air Travel Citi AAdvantage Platinum: Only used to fulfill the intro 80k miles for 3.5 spend over 4mo. I keep it to secure AA benefits Double Cash: Everything Else All ThankYou Points transfer out to AA miles. I also have a Amazon Prime Store Card for 5% back, but that doesn't tie into my citi strategy in any way.
Upgraded Points
upgradedpoints.com › home › credit cards
9 Tips To Increase Your Citi Credit Limit (With Tips for Denial)
May 24, 2025 - The best way to get a credit limit increase with Citi is to use your card regularly and responsibly. Frequently using your card without getting too close to your credit limit and then paying your bill on time shows Citi that you could probably ...
CardRates
cardrates.com › home › advice
18 Highest Credit Card Limits by Category (Dec. 2025)
January 31, 2022 - It also offers one of the longest balance transfer 0% introductory offers in the business. Another nice feature: No annual fee. FICO® Forums has a reported user with a $62,000 Discover credit limit, which is the highest we could find.
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › a guide to over-the-limit-fees
A Guide to Over-the-Limit-Fees | Citi.com
September 5, 2025 - It’s important to note that your credit card issuer can only charge the fee if you opt in to allow over-the-limit transactions; otherwise, the transaction will be declined. The fee only applies to purchases, not interest charges or late fees that push your balance over the limit. In terms of how high ...
Forbes Advisor
forbes.com › advisor › credit-cards › best › citibank
Best Citi Credit Cards – Forbes Advisor
July 29, 2025 - Citi may evaluate your card for a credit limit increase, but Citi does not indicate how often this will happen. If you need a higher credit limit, you can request a credit increase with Citi by calling the number on the back of your card.
CardRates
cardrates.com › home › reviews
7 Best Citi® Credit Cards (2025) - 0% APR Offers
March 27, 2025 - If that sounds like you, Citi offers two ways to request a higher credit limit: In your Online account dashboard, click “Services” and find “Credit Card Services.” Under the Card Management menu, select “request a credit limit increase.” If you have more than one Citi account, you can choose which account you would like to request the increase on.
Citi
citi.com › credit cards › credit knowledge center › managing your money & lifestyle › what is a credit limit?
What Is a Credit Limit? | Citi.com
October 29, 2025 - Income: A higher income can signal that you’re in a good place to afford additional credit, leading to a higher credit limit — and vice versa. Pre-existing relationship with the issuer: Your payment history with a creditor, as well as how much credit that company has already given you access to, may help shape your credit limit on a new card.
Forbes Advisor
forbes.com › advisor › credit-cards › citi-credit-limit-increase
How To Get A Citi Credit Limit Increase – Forbes Advisor
June 20, 2022 - Requesting a credit limit increase may result in a hard inquiry (also known as a hard pull) on the cardholder’s credit report. Hard inquiries appear on a cardholder’s credit report and can temporarily lower a credit score. Depending on the situation, Citi may conduct a hard inquiry or a soft pull to review an increase request. Existing cardholders who request an increase online or new cardholders who request a higher limit than Citi’s initial offer may see Citi perform a hard pull of their credit report from a credit bureau.