What is the best travel credit card for travel insurance?
The Scotiabank Gold American Express Card is our pick for the best travel credit card for travel insurance. This card includes extensive emergency medical insurance for out-of-province travel, as well as coverage for trip cancellation and interruption, lost or delayed baggage, hotel burglary, and rental car collision damage.
Can I have more than one travel credit card?
Yes, you can hold multiple travel credit cards at once, and many Canadians do. Having more than one card can help you maximize rewards across different spending categories (for example, one card for groceries and dining, another for gas and travel) or take advantage of different loyalty programs. However, it’s important to manage them responsibly: pay off balances in full, keep track of annual fees, and avoid applying for too many cards in a short period, as that can temporarily lower your credit score.
Do travel credit card rewards expire?
Travel credit card rewards can expire with most airline or hotel loyalty programs having a defined 12 to 24 month expiry date. The good news is that this only applies if there has been no account activity during that time. It can be wise to consider getting a credit card that will continue to earn you points for your preferred airline or hotel, preventing your account from being inactive.
Hello, I know there have been a bunch of posts on travel credit cards in Canada and though helpful, some recommendations did not provide lounge access.
I am looking for a credit card that banks points that I can redeem for booking flights (I would prefer to not be bonded to a certain airline so aeroplan cards are out) and lounge access.
I read certain cards with lounge access get denied. Can someone provide clarity on that? Do all Canadian banks provide flight and hotel bookings through Expedia? Anything with booking.com or other platforms? I generally book either thru Google flights or skyscanner
The cards I'm looking at are
CIBC Aventura Visa Infinite Card
Scotiabank Passport Visa Infinite Card
BMO Ascend World Elite MasterCard
TD First Class Travel Visa Infinite
Are there any other better cards that provide points and lounge access? I'm currently with CIBC on a student dividend card and want to either upgrade or get a new card.
Videos
Best travel credit cards
Travel Credit Card Recommendation
Best travel credit card
Best Credit Card for Travel in 2025
I’m looking to get a new credit card that works to help with my travel expenses. I have the scotiabank basic scene card, so I’m not gaining much with this. I travel approximately 2-3 times a year outside of Canada, but typically one of those trips is 3-4 weeks long. At home, most of my spending is personal purchases, I still live at home so I don’t have groceries, big monthly bills etc. I don’t care much for lounge access or anything of that sort, I think I just want a credit card that has good perks to help save me some money while travelling or help protect me while travelling. I also live in a border city so I travel over to the states often (like approx 2-3 times a month) and typically fly out of DTW as well. I’m not airline specific when I travel, I typically look for the best deal. Looking for recommendations on any cards that could help me save some money abroad or offer me some good benefits for my travels. Thank you !
Looking to get some recommendations on the best credit card for my current situation. I live in Toronto and I recently started travelling a lot so I went all in on Air Canada/Aeroplan and now have accumulated about 175k points between me and my wife. I have an AMEX Aeroplan Reserve (Currently on 2nd year with the card) with an extra card for my wife, and I also have a CapitalOne World Elite MC (1.5% cashback towards travel purchases) and so does my wife.
Paying yearly $599 + $199 for my AMEX + supplemental card and $130 for the Capital One
As I continue to do more travelling, I might be interested in a credit card with good exchange rates as I always use credit card for purchases while travelling.
I plan on cancelling my AMEX at the end of my 2nd year in September, and also want to replace my Mastercard for something with better benefits or exchange rates.
Any recommendations would be greatly appreciated!