PNC
pnc.com › insights › personal-finance › spend › how-old-to-get-a-debit-card.html
How Old Do You Have to Be to Get a Debit Card? | PNC Insights
Many banks and credit unions offer accounts specifically for teens or students as young as 14, but require an adult joint account holder. After opening the account, the bank may issue a debit card to both account holders.
GoHenry
gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us
What age can you get a debit card in the US? | GoHenry
July 7, 2025 - However, prepaid debit cards like GoHenry are available to children from age six. These work just like a traditional bank debit card and can be used for in-store and online purchases, and make withdrawals at ATMs.
Do Minors Need to Have a Debit Card?
Whether your minor child needs to have a debit card can depend on their financial situation and your personal preferences. Some scenarios to consider:
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
Is It Possible to Get a Debit Card as a Minor?
It’s possible to get a debit card as a minor, but a young person will likely need a parent or guardian’s help to do so. The options for getting a debit card as a minor include:
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
Is it better for a minor to have a debit or credit card?
A debit card can be a good stepping stone for a minor to learn how to manage money, without the risk of them creating debt. Once your child begins to learn the fundamentals of finance, you could add them as an authorized user to your credit card to help them learn how credit works.
sofi.com
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
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How To Get a Debit Card Under 18! *easy* - YouTube
CU SoCal
cusocal.org › home › can my child get a checking account and debit card?
Can my child get a checking account and debit card? - Credit Union of Southern California
February 28, 2025 - Yes! Youth Members are eligible to open checking accounts with a debit card. While age...
Chase
chase.com › education center › personal banking › banking basics
What Age Can You Get a Debit Card? | Chase
June 20, 2023 - What age can you get a debit card? Read through the article to learn more about what to consider, a few features and much more when getting a kids debit card.
SoFi
sofi.com › learn › content › how-old-to-have-a-debit-card
At What Age Can You Get a Debit Card? | SoFi
September 23, 2025 - The minimum age to get a debit card with a checking account at a bank or credit union in your name only is 18. However, it’s possible for kids as young as age six to get a debit card when opening a bank account with a parent.
Till Financial
tillfinancial.com › financial-literacy › what-age-can-you-get-a-debit-card
How old do you have to be to get a debit card?
For most traditional banks, you need to be 18 years old to get a debit card in your own name. This is because you must be a legal adult to open a checking account which is what a debit card is typically linked to.
Alliant Credit Union
alliantcreditunion.org › money-mentor › how-to-choose-a-debit-card-for-minors
Debit Cards for Teens - Learn How to Choose & What Age is Right | Alliant
September 28, 2023 - Having the right checking account and debit cards for your teenager can be complicated. Learn how to find the best options and more.
Self
self.inc › blog › how-old-do-you-have-to-be-to-get-a-debit-card
How Old Do You Have to Be to Get a Debit Card - Self. Credit Builder.
In most banks, you may open a bank account and receive a debit card when you are 13 years old. As long as a legal guardian or parent signs as the joint owner.
Bankrate
bankrate.com › credit cards › advice
At What Age Should Your Child Get A Debit Card? | Bankrate
March 13, 2025 - Since most states require people ... you get access to a debit card for your child. Many banks offer checking accounts specifically for teenagers as young as 13 years old....
Caminofcu
caminofcu.org › home › auto loans › how old do you have to be to open a bank account in california?
How Old Do You Have to Be to Open a Bank Account in California? | Blog | Camino Federal Credit Union
August 5, 2025 - In California, like most other states, the age of majority is 18.
Greenlight
greenlight.com › learning-center › saving › how-old-do-you-have-to-be-to-open-a-bank-account
Minimum age required to open a bank account
Some banks require a parent or a legal guardian to share the account, while others only look at age. It varies by bank. Some have no minimum age requirement; others may require the child to be 7, 10, or even 14 years old.
Key.com
key.com › personal › financial wellness center › at what age should a child get a debit card?
How Old Do You Have to Be to Get a Debit Card? | KeyBank
KeyBank Hassle-Free Account®: The parent or guardian serves as the account owner, while children aged 13 and up can be designated as Authorized Minor Users. With the KeyBank Hassle-Free Account, you can transfer money to the card through online ...
Quora
quora.com › How-do-I-get-a-free-debit-card-at-13-14-years-old
How to get a free debit card at 13-14 years old - Quora
Answer (1 of 3): I suggest you ask your parents. They could set up a joint checking account with you and get you a debit card. Then you work out together how this is going to work. Do they put an allowance in that account and then you know what your limits are. Chase Bank has set up a debit card ...
U.S. Bank
usbank.com › bank-accounts › how-to-open-a-bank-account-for-a-minor.html
How to open a bank account for a minor | U.S. Bank
December 4, 2025 - Bank Smartly Savings account Monthly Maintenance Fee: The $5 monthly maintenance fee is waived when you are an owner of a Bank Smartly® Checking, Safe Debit account, Bank Smartly™ Visa Signature® Card, or for accounts with a minor under the age of 18....
PNC
pnc.com › insights › personal-finance › spend › how-old-to-open-a-bank-account.html
How Old Do You Have to Be to Open a Bank Account? | PNC Insights
You typically have to be at least 18 to open a bank account on your own. However, there are still options for minors. Learn more in this guide from PNC.
Chase
personal.chase.com › personal › first-banking
Chase First Banking: Debit Card for Kids and Teens | Chase.com
Chase First Banking is available exclusively for Chase checking customers to help teens and kids build good money habits.
First Entertainment Credit Union
firstent.org › home › how old do i have to be to get a debit card?
How old do I have to be to get a debit card? - First Entertainment CU
December 9, 2024 - If you apply for a Youth Checking Account, the minimum age limit is 10 years old. For more information on our Youth Checking Account please see below steps. Visit our … Read more
Reddit
reddit.com › r/banking › can a minor get a debit card?
r/Banking on Reddit: Can a minor get a debit card?
February 23, 2025 -
I am under 18 and I already have a checking account. Recently, there was attempted fraud on my debit card and the card was closed. In order to get a new card, I have to go into the bank. Do I need my parent to do this? I don’t need to open a new account, just pick up my card, so I am unsure of the rules on this.
Quora
quora.com › I-am-13-I-want-a-debit-card-but-my-parents-dont-let-me-have-one-Is-it-possible-to-get-one-by-myself
I am 13, I want a debit card but my parents don't let me have one. Is it possible to get one by myself? - Quora
Answer (1 of 14): You’re jumping the gun a bit, unless you’re one of those few rare teens who still has a paper route these days, then you might have legitimate need for a checking account. In order to make a checking account make financial sense, you’d need to regularly write checks.
Reddit
reddit.com › r/banking › 16 and wanting a debit card
r/Banking on Reddit: 16 and wanting a debit card
November 25, 2024 -
I buy things online with my moms card and honestly I’m just tired of having to beg to use her card and then her not wanting to give me it at times even though I offer to pay her back in cash so I’ve been asking for an account/ access to a debit card for a while but she just refuses to get me one, I’m looking into getting a job currently so I can have a form of income and having a bank account would be nice currently just to be prepared, every time I’ve asked if she could open me an account she asks with what money, even though every time I’ve asked her id have around $100+ in cash I would be able to deposit. Am I missing something? Would there be fees I’d have to pay monthly which is why she isn’t wanting to open an account for me or does she just not want to? How do I convince her to open an account for me.
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I work at a bank, and at mine you can get an account but there has to be someone 18 or older on it as well. Since banks are federally regulated I assume most would have a similar rule. However, there is no rule that says it has to be a parent either. Otherwise there are all sorts of programs like Greenlight where you can have your own account and card but the adult sets it up etc.
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You can open your own account yourself when you're 16 (at least in the US) but you need a primary ID. For most people that means a driver's license. Most banks will have some sort of "student" account with little to no fees, but they expire when you're too old. If this is your first account, here's some advice: DO NOT send money to anyone you meet online. Immediately stop talking to anyone online who starts discussing money and bank accounts. Call it a hunch but trying to find a way to have a bank account without your mom knowing sounds like there's a decent chance you might be in a scam situation.