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Capital One
capitalone.com › bank › disclosures › savings-accounts › online-savings-account
360 Savings Account Disclosures | Capital One
Account transfer limitations: Our savings and money market accounts permit no more than six (6) transfers per statement cycle to a third party or to any of your other deposit accounts at Capital One. There is no limit in the number of transfers that you may make into your account.
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Capital One
capitalone.com › bank › disclosures › checking-accounts › online-checking-account
360 Checking Account Disclosures | Capital One
You can use your account’s "Send ... at Capital One. The transfer limitations are described in the "Electronic Fund Transfer Disclosure Statement" section of this disclosure. Our "Checkbooks" Feature allows you to order a checkbook so you can write physical checks. Each customer's first 50 quantity checkbook is free. Fees vary on subsequent orders including checkbooks for additional accounts. We may change the amount of the charge ...
Discussions

New Capital One 360 ACH limits - Bogleheads.org
ReformedSpender wrote: Fri Jun ... monetary limits are to be "reduced" to a million dollars per day. Can anyone confirm this? I can't imagine this being a problem for me. gasdoc ... Probably caused by me. Transferred a large amount of money from Capital One 360 MMF to Vanguard ... More on bogleheads.org
🌐 bogleheads.org
June 15, 2018
Does Capital One have a transfer maximum if I want to move money online to a different bank? - Bogleheads.org
ACH limits at Capital One are flexible, so it would be best to ask them about this as it relates to your specific account. Wire transfers have no limit for external linked accounts, so there is always that option if you don't mind paying the $30 fee. More on bogleheads.org
🌐 bogleheads.org
March 11, 2023
Transfer time from 360 performance savings to capital one checking
I have capital one checking 360 and savings 360. Transfer between the two are instant More on reddit.com
🌐 r/CapitalOne_
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6
April 14, 2024
Did capital one 360 performance savings get rid of the withdrawal limit? Is it unlimited or 6?
Interesting…although there is still a 6-per-month limit, they aren’t enforcing it. From their terms: “Account transfer limitations. Our savings and money market accounts permit no more than six (6) transfers per statement cycle to a third party or to any of your other deposit accounts at Capital One. There is no limit in the number of transfers that you may make into your account. Note: We are currently not enforcing the transfer limits. You'll be notified if we choose to re-impose these limits.” More on reddit.com
🌐 r/CapitalOne_
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7
October 6, 2023
People also ask

How do I transfer money to my 360 Performance Savings account?
The account you use for your first deposit will be linked automatically, making it easy to transfer funds. You can also set up an automatic savings plan to grow your savings effortlessly.
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capitalone.com
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
Can I open a 360 Performance Savings account at a Capital One location?
Absolutely! Whether at a branch, Café, or online through the Capital One Mobile app, you can open a 360 Performance Savings account anytime that fits your schedule, even beyond business hours.
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capitalone.com
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
How do I send a wire transfer with Capital One?
To send a wire transfer, follow these steps: Sign in to your Capital One account online or through the mobile app. Go to Account Services & Settings and select Wire Money. Enter the recipient’s wire information, including their name, bank name, routing number and account number. Review and submit your request. You’ll receive status updates by email, text or push notification. Before starting, make sure the funds are available in your account. Learn more about what’s required to send wire transfers.
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capitalone.com
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
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Forbes Advisor
forbes.com › advisor › banking › savings › best-high-yield-savings-accounts
Best High-Yield Savings Accounts: Up To 5.00% APY – Forbes Advisor
3 days ago - No minimum balance requirement to open an account or earn interest. Outgoing domestic wire transfers cost $30; international outgoing wires cost $40 and need to be completed at a branch.
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Capital One
capitalone.com › bank › 360 performance savings account
High-Yield Rate: 360 Performance Savings | Capital One
3 days ago - Capital One’s 360 Performance Savings accounts are insured by the FDIC up to allowable limits, giving you peace of mind. Please note that any Capital One or Discover Bank deposit accounts opened on or after May 18, 2025 are immediately counted with your other Capital One deposit accounts for determining deposit insurance coverage by the FDIC. ... You can withdraw your money from your 360 Performance Savings account online or at a branch, but not by using an ATM. To withdraw using an ATM, you’ll first need to transfer money to a checking account—for example, our no-fee, no-minimum 360 Checking account.
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Capital One
capitalone.com › bank › wire-transfers
Wire Transfers Guide | Capital One
No. Wire transfers don’t require you to have physical cash since the money is transferred electronically. However, the funds being transferred still need to be available. ... Learn more about the many features at your fingertips with a 360 Checking account.
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Wise
wise.com › us › blog › capital-one-transfer-limit
Capital One transfer limits [2024] - Wise
June 24, 2024 - If you need to send a domestic payment higher than 50,000 USD you can do so by phone rather than online. And if you’re sending money overseas, there’s usually no limit - but you need to visit a branch, which incurs a higher fee than making ...
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Bogleheads.org
bogleheads.org › board index › us investors › investing - theory, news & general
New Capital One 360 ACH limits - Bogleheads.org
June 15, 2018 - ReformedSpender wrote: Fri Jun 15, 2018 12:08 pm I called customer service and asked for more information: Apparently, external transfers will remain capped at 6 per month and and monetary limits are to be "reduced" to a million dollars per day. Can anyone confirm this?
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Capital One
capitalone.com › help center › checking & savings › send and receive a wire transfer
Send and receive a wire transfer | Capital One Help Center
Wire transfers allow you to send large amounts of money quickly and securely. There is a $30 sender fee for all online wire transfers.
Find elsewhere
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Does Capital One have a transfer maximum if I want to move money online to a different bank? - Bogleheads.org
March 11, 2023 - ACH limits at Capital One are flexible, so it would be best to ask them about this as it relates to your specific account. Wire transfers have no limit for external linked accounts, so there is always that option if you don't mind paying the $30 fee.
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U.S. News
usnews.com › home › money › banking
Capital One Review | U.S. News
6 hours ago - Capital One's certificates of deposit, called 360 CDs, have terms from six months to five years and include these features: ... U.S. News Rating ... U.S. News Rating ... No minimum balance. No maintenance fees. Competitive interest rate for balances of at least $10,000. You can schedule regular ...
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Capital One
capitalone.com › help center › checking & savings › wire transfer support
Wire transfer instructions | Capital One Help Center
Wire transfers allow you to send and receive large amounts of money quickly and securely. Use this guide to choose the right option for your needs. Keep in mind that these steps apply to personal bank accounts. The wire transfers process for small business and commercial accounts may differ. Within the United States: You can send wire transfers by logging into your Capital One account and following the steps on our overview page.
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Investopedia
investopedia.com › capital-one-savings-accounts-are-not-bad-but-can-you-do-better-11843686
Capital One Savings Accounts Are Not Bad, but Can You Do Better?
November 4, 2025 - No monthly fees or minimum deposit: The 360 Performance Savings account doesn’t charge monthly fees or require a minimum deposit to open. No limit on monthly withdrawals: While Capital One previously limited savings account withdrawals to ...
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Capital One
capitalone.com › bank › deposit
How to Fund Your Bank Account | Capital One
Adding money to 360 Checking is easy. There’s no minimum, and lots of ways to do it. Plus, you’ll get access to even more helpful features and benefits as a Capital One bank customer. ... Yes. You can do this by using an online payment service like Zelle®, by check, by wire transfer and more.
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SmartAsset
smartasset.com › checking-account › capital-one-banking-review
Capital One Bank Review | SmartAsset.com
5 days ago - Total card purchases and withdrawals are limited to $5,000 per day. This limit includes ATM withdrawals, cash advances and signature and PIN purchases. Withdrawals made from an ATM using your 360 Checking Card are limited to $1,000 per day.
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Capital One
capitalone.com › bank › disclosures › rules-governing
Rules Governing Deposit Accounts | Capital One
Money market and savings Accounts are also subject to transaction limits during each monthly service charge cycle. Unless otherwise provided in the Account Disclosures, money market and savings Accounts are limited to six (6) transactions per monthly service charge cycle by means of preauthorized, ...
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CNBC
cnbc.com › cnbc select › banking › best high-yield savings accounts from big banks in 2025
Best high-yield savings accounts from big banks in 2025
4 weeks ago - Standout benefits: The six monthly withdrawal limit doesn't apply to transfers to pay down on Sallie Mae loans. ... Sallie Mae Bank is a Member FDIC. ... Terms apply. Read our Sallie Mae High-Yield Savings Account review. ... Who's this for? If you enjoy an in-person experience, the Capital One 360 Performance Savings is a winner.
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Capital One
capitalone.com › bank › 360 checking account
Online Checking Account | No-Fee 360 Checking | Capital One
1 month ago - Based on varied factors, you may be denied for a 360 Checking account. Upon approval, you’ll have 60 days to fund your account. Read more about the terms and conditions. ... If you’d prefer to bank online-only, you can make deposits and transfers using the Capital One Mobile app, one of our deposit-taking ATMs, or by mailing in a check for deposit.
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Bankrate
bankrate.com › banking
Zelle Limits At Top Banks | Bankrate
December 1, 2025 - Below are the Zelle transfer limits various banks impose on personal customers. Limits may change or vary by account. Please check with your bank to see what the current daily, weekly and monthly Zelle limit is. While banks typically limit the amount of money you can send using Zelle, they may not impose limits on how much you can receive.
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The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › capital one 360 performance savings review
Capital One 360 Performance Savings Review: High APY, Plus In-Person Access | The Motley Fool
September 29, 2025 - That's a far cry from some of Capital One's competitors, which require that you keep a certain amount in your account to avoid maintenance fees or qualify for the highest APY. The Capital One 360 Performance Savings account works best when combined with the Capital One 360 Checking account. Transfers between the two are instant, so you can keep your savings growing while keeping easy access to cash when you need it.