The Chase Sapphire Preferred Card is a rewards credit card with a $95 annual fee that offers flexible Ultimate Rewards points redeemable for travel, transfers to airline and hotel loyalty programs, statement credits, or cash back at a rate of 1 cent per point. Cardholders earn 5x points on travel booked through Chase Travel, 3x points on dining, online groceries, and select streaming services, 2x points on general travel, and 1x point on all other purchases. A key benefit is the ability to transfer points to over 20 travel partners, including United MileagePlus, Southwest Rapid Rewards, Hyatt, Marriott Bonvoy, and British Airways, often providing greater value than booking through Chase’s portal.
New cardmembers can earn a 75,000-point bonus after spending $5,000 within the first three months of account opening. The card also includes a $50 annual hotel credit for stays booked via Chase Travel, which automatically applies each account anniversary year. Additionally, cardholders receive a 10% anniversary points boost on total purchases from the previous year, enhancing long-term value.
The card provides comprehensive travel protections, including trip cancellation/interruption insurance (up to $10,000 per person), trip delay reimbursement (up to $500 per ticket), baggage delay and loss coverage (up to $3,000 per traveler), and primary rental car collision damage waiver when declining the rental company’s insurance. It also offers purchase protection and extended warranty coverage for eligible items.
Complimentary benefits include a one-year DashPass membership (with activation by December 31, 2027), providing $0 delivery fees and lower service fees on DoorDash orders, along with a $10 monthly promo on non-restaurant orders. The card also offers access to Chase Offers for targeted retail discounts and statement credits.
For those seeking more premium benefits, the Chase Sapphire Reserve offers a $795 annual fee with a $300 annual travel credit, complimentary Priority Pass Select membership for access to 1,300+ airport lounges, IHG Platinum Elite status, and additional perks like Apple TV+ and Apple Music subscriptions. However, the Sapphire Preferred remains a strong choice for moderate travelers who value transferable points, travel protections, and a lower annual fee.
The card’s value is maximized when combined with other Chase cards like the Freedom Unlimited or Freedom Flex, allowing points to be transferred and used for higher-value redemptions through Chase’s Points Boost feature, which can increase redemption value to up to 1.75 cents per point on select flights and 1.5 cents on select hotels.
Chase Sapphire - Transfer to Airline Partner Question
Also adding that you can find good deals on Iberia with Avios Plus.
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Thoughts on the Chase Sapphire Preferred card?
New to Chase Sapphire Preferred. Can someone explain and simplify to me this card?
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Folks!!
I have 130K points on a Sapphire Chase card. I need to book a flight from lax to Lhr for a family of five. Per Chase Travel I can redeem my 130K points for around 1600 dollars credit towards ticket cost. Just read about transferring to a airline partner for better redemption value. What partner should I use? Can I price before transfer? Someone give me the step by step to make sure I do this right.
Also adding that you can find good deals on Iberia with Avios Plus.
One other note - LHR is infamous as a destination since taxes/fees/fuel surcharges can be quite significant (especially on BA metal). Read up on how to minimize this aspect (a bit older, but https://thepointsguy.com/2018/03/how-to-avoid-british-taxes-and-fees-on-award-trips/ will give you some overview).
Hi everyone,
I’ve been considering a chase sapphire preferred card maybe sometime later this year once I’m ready to use some points for a travel expense. I’m having trouble understanding whether the sapphire card is good for anything else besides just giving access to the travel portal and a slight increased value to UR points. I understand there’s some travel insurances on it but are you guys actually putting spend on the card?
Also I’d like to know how you guys find value in the card itself to justify the annual fee & how long have you had the card? Thanks to everyone for their inputs!
I'm still new to this stuff and only have a Capitol One Quicksilver. Is it worth paying $95 annually for this?