The best credit card for bad credit with no deposit and nearly guaranteed approval is the Indigo Credit Card because it accepts applicants with a credit score as low as 500 and comes with a starting credit limit of $700. You can also check for pre-approval, which lets you know how likely you are to get the Indigo Card.
No credit card offers 100% guaranteed approval, as there is always some criteria that applicants must meet. At a minimum, they must be at least 18 years old and have enough income to afford monthly credit card payments.
Credit Cards for Bad Credit with No Deposit & Good Approval Odds
Indigo Mastercard for Less than Perfect Credit Rates & Fees Indigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn Moreon issuer's website Rates & Fees Indigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn Moreon issuer's websiteIndigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn MoreIndigo Mastercard for Less than Perfect Credit
Ongoing Rewards: N/A
Annual Fee: 
49 after
Min. Credit Required: Bad
Credit One Bank Platinum Visa for Rebuilding Credit Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's website Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's websiteCredit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn MoreCredit One Bank Platinum Visa for Rebuilding Credit
Ongoing Rewards: 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services
Annual Fee: $75 intro 1st yr, $99 after
Min. Credit Required: Bad
Fingerhut Credit Account Fingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn Moreon issuer's websiteFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account
Ongoing Rewards: N/A
Annual Fee: $0
Min. Credit Required: Bad
OneMain Financial BrightWay Card Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's website Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's websiteOneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn MoreOneMain Financial BrightWay Card
Ongoing Rewards: 1% cash back on all purchases
Annual Fee: 
89
Min. Credit Required: Bad
Merrick Bank Credit Card Merrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn Moreon issuer's websiteMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card
Ongoing Rewards: N/A
Annual Fee: 
72 1st yr, $0 after
Min. Credit Required: Bad
Even if you’ve had credit trouble in the past, there are plenty of credit cards with no deposit that offer high approval odds. You can compare the best unsecured credit cards for bad credit of 2025 on WalletHub. Answer from Bianca Smith on wallethub.com
49 after
Min. Credit Required: Bad
Credit One Bank Platinum Visa for Rebuilding Credit Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's website Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's websiteCredit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn MoreCredit One Bank Platinum Visa for Rebuilding Credit
Ongoing Rewards: 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services
Annual Fee: $75 intro 1st yr, $99 after
Min. Credit Required: Bad
Fingerhut Credit Account Fingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn Moreon issuer's websiteFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account
Ongoing Rewards: N/A
Annual Fee: $0
Min. Credit Required: Bad
OneMain Financial BrightWay Card Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's website Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's websiteOneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn MoreOneMain Financial BrightWay Card
Ongoing Rewards: 1% cash back on all purchases
Annual Fee: 89
Min. Credit Required: Bad
Merrick Bank Credit Card Merrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn Moreon issuer's websiteMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card
Ongoing Rewards: N/A
Annual Fee: 72 1st yr, $0 after
Min. Credit Required: Bad
Even if you’ve had credit trouble in the past, there are plenty of credit cards with no deposit that offer high approval odds. You can compare the best unsecured credit cards for bad credit of 2025 on WalletHub. Answer from Bianca Smith on wallethub.comBadCredit.org
badcredit.org › home › guides
Guaranteed Approval Credit Cards with No Deposit in 2025 - BadCredit.org
4 weeks ago - Select secured cards: More than one secured credit card, including the opensky® Secured Visa® Credit Card, guarantees no credit check when you apply. In other words, limited, no, or poor credit won’t prevent you from getting these cards.
Top answer 1 of 5
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The best credit card for bad credit with no deposit and nearly guaranteed approval is the Indigo Credit Card because it accepts applicants with a credit score as low as 500 and comes with a starting credit limit of $700. You can also check for pre-approval, which lets you know how likely you are to get the Indigo Card.
No credit card offers 100% guaranteed approval, as there is always some criteria that applicants must meet. At a minimum, they must be at least 18 years old and have enough income to afford monthly credit card payments.
Credit Cards for Bad Credit with No Deposit & Good Approval Odds
Indigo Mastercard for Less than Perfect Credit Rates & Fees Indigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn Moreon issuer's website Rates & Fees Indigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn Moreon issuer's websiteIndigo Mastercard for Less than Perfect Credit Indigo Mastercard for Less than Perfect Credit Learn MoreLearn MoreIndigo Mastercard for Less than Perfect Credit
Ongoing Rewards: N/A
Annual Fee: 49 after
Min. Credit Required: Bad
Credit One Bank Platinum Visa for Rebuilding Credit Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's website Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's websiteCredit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn MoreCredit One Bank Platinum Visa for Rebuilding Credit
Ongoing Rewards: 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services
Annual Fee: $75 intro 1st yr, $99 after
Min. Credit Required: Bad
Fingerhut Credit Account Fingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn Moreon issuer's websiteFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account
Ongoing Rewards: N/A
Annual Fee: $0
Min. Credit Required: Bad
OneMain Financial BrightWay Card Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's website Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's websiteOneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn MoreOneMain Financial BrightWay Card
Ongoing Rewards: 1% cash back on all purchases
Annual Fee: 89
Min. Credit Required: Bad
Merrick Bank Credit Card Merrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn Moreon issuer's websiteMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card
Ongoing Rewards: N/A
Annual Fee: 72 1st yr, $0 after
Min. Credit Required: Bad
Even if you’ve had credit trouble in the past, there are plenty of credit cards with no deposit that offer high approval odds. You can compare the best unsecured credit cards for bad credit of 2025 on WalletHub.
49 after
Min. Credit Required: Bad
Credit One Bank Platinum Visa for Rebuilding Credit Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's website Rates & Fees Credit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn Moreon issuer's websiteCredit One Bank Platinum Visa for Rebuilding Credit Credit One Bank Platinum Visa for Rebuilding Credit Learn MoreLearn MoreCredit One Bank Platinum Visa for Rebuilding Credit
Ongoing Rewards: 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services
Annual Fee: $75 intro 1st yr, $99 after
Min. Credit Required: Bad
Fingerhut Credit Account Fingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn Moreon issuer's websiteFingerhut Credit Account Fingerhut Credit Account Learn MoreLearn MoreFingerhut Credit Account
Ongoing Rewards: N/A
Annual Fee: $0
Min. Credit Required: Bad
OneMain Financial BrightWay Card Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's website Rates & Fees OneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn Moreon issuer's websiteOneMain Financial BrightWay Card OneMain Financial BrightWay Card Learn MoreLearn MoreOneMain Financial BrightWay Card
Ongoing Rewards: 1% cash back on all purchases
Annual Fee: 89
Min. Credit Required: Bad
Merrick Bank Credit Card Merrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn Moreon issuer's websiteMerrick Bank Credit Card Merrick Bank Credit Card Learn MoreLearn MoreMerrick Bank Credit Card
Ongoing Rewards: N/A
Annual Fee: 72 1st yr, $0 after
Min. Credit Required: Bad
Even if you’ve had credit trouble in the past, there are plenty of credit cards with no deposit that offer high approval odds. You can compare the best unsecured credit cards for bad credit of 2025 on WalletHub. 2 of 5
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No such thing. Closest you’ll get are Credit One Platinum Visa and Mission Lane Visa - both specifically designed for rebuilding credit. They're unsecured, so no security deposit needed, but watch for annual fees.
I started with a $500 limit on a similar card years ago while working remotely, and consistent payments got me gradual increases. Just avoid maxing them out - keeping utilization below 30% helps your score climb faster.
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Guaranteed approval credit cards with $10,000 limits for bad credit with no deposit: do they exist?
Generally, they don’t. Unsecured credit cards for poor credit have low credit limits. But there’s an exception to every rule. Petal 2 “Cash Back, No Fees” Visa and Tomo Credit Card both have credit limits of up to $10,000. Whether you can get it or not will depend on your financial history and other factors.
moneyzine.com
moneyzine.com › home › credit guides › guaranteed approval credit cards
Guaranteed Credit Card Approval No Deposit (12 Best Cards)
How do I get a credit card with bad credit?
Check your credit score and credit report.Compare those with the requirements of the credit card.Request pre-qualification on the issuer’s website.If you get pre-approved, submit your actual application.
moneyzine.com
moneyzine.com › home › credit guides › guaranteed approval credit cards
Guaranteed Credit Card Approval No Deposit (12 Best Cards)
What is the easiest credit card to get with bad credit?
The easiest credit cards to get are secured credit cards, student credit cards, and the so-called credit-builders (credit cards designed for people with poor or no credit). If you're asking about a specific card, Destiny Mastercard is one of the easiest cards to get on our list.
moneyzine.com
moneyzine.com › home › credit guides › guaranteed approval credit cards
Guaranteed Credit Card Approval No Deposit (12 Best Cards)
CardRates
cardrates.com › home › advice
4 Guaranteed-Approval Credit Cards With No Deposit (Nov. 2025)
November 10, 2025 - The Fortiva® Cash Back Rewards Mastercard is a cash back card that requires no deposit. It charges an annual fee plus a high APR. You can see whether you prequalify without hurting your credit score.
Moneyzine
moneyzine.com › home › credit guides › guaranteed approval credit cards
Guaranteed Credit Card Approval No Deposit (12 Best Cards)
December 16, 2024 - Merrick Bank Double Your Line® ... Visa® Credit Card – Best credit card for building credit with no deposit · DestinyTM Mastercard® – Best credit card for bad credit with no deposit...
Netspend
netspend.com › blog › guaranteed-approval-cards-for-bad-credit
“Guaranteed Approval” Cards for Bad Credit: Things to Know
July 31, 2024 - But if you don't have the money for a security deposit, you may want to consider an unsecured card that offers guaranteed approval with bad credit instead. Guaranteed approval cardsoffer access to credit that may not have existed before, but ...
CreditCardGenius
creditcardgenius.ca › blog › guaranteed-approval-credit-cards
Guaranteed Approval Credit Cards For Canadians
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LinkedIn
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Guaranteed Approval Credit Cards with $10000 Limits for ...
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WalletHub
wallethub.com › credit cards › guaranteed approval
Guaranteed Approval Credit Cards - 2025
November 1, 2025 - ... The Bank of America® Unlimited Cash Rewards Secured Credit Card is the best credit card with nearly guaranteed approval that can give you a $5,000 credit limit. It accepts applicants with bad credit, and you can place a refundable security ...
WalletHub
wallethub.com › popular credit card questions
6 Best Guaranteed Approval Unsecured Credit Cards for Bad Credit
3 weeks ago - Editorial and user-generated content is not provided, reviewed or endorsed by any company. ... There’s no such thing as a guaranteed unsecured card, but if your credit’s rough, Credit One Platinum Visa and Reflex Platinum Mastercard might ...
KOHO
koho.ca › credit-cards › guaranteed-approval-credit-cards
Guaranteed Approval Credit Cards for Bad Credit Canada
May 26, 2023 - This convenience is about speed, not necessarily accessibility. ... A simple, straightforward application process with minimal paperwork (similar to instant approval cards) Cards specifically designed for people with limited or damaged credit histories that have lower approval requirements
WalletHub
wallethub.com › credit cards › bad credit unsecured
6 Best Unsecured Credit Cards for Bad Credit in 2025
1 day ago - The best credit card for bad credit with no deposit and nearly guaranteed approval is the Indigo Credit Card because it accepts applicants with a credit score as low as 500 and comes with a starting credit limit of $700.
Chase
chase.com › education center › credit cards › credit card basics
Starter Credit Cards Without a Deposit | Chase
November 8, 2023 - Discover some useful information for those new to credit cards.
CNBC
cnbc.com › cnbc select › credit cards › best unsecured credit cards for bad credit
Best Unsecured Credit Cards for Bad Credit of 2025
2 weeks ago - These cards provide a path to building or rebuilding your credit and don't require an upfront deposit.
Creditcards360
creditcards360.ca › bad-credit
Best Credit Cards for Bad Credit in Canada 2025
July 12, 2023 - As a result, if you have bad credit and are looking for a credit card, consider cards with guaranteed approval. As long as you meet the minimum age requirements, and other simple conditions, you will be approved.
WalletHub
wallethub.com › popular credit card questions
No Credit Check Credit Cards With Instant Approval and No Deposit
November 12, 2025 - The only credit card with no credit check and no deposit that may offer instant approval is the Tomo Card, according to WalletHub’s database of 1,500+ credit card offers. This card does not consider your credit score during the approval process, ...
Credit Karma
creditkarma.com › home › shop credit cards › learn about credit cards
Second-Chance Credit Cards With No Deposit | Intuit Credit Karma
November 19, 2024 - If you have bad credit, second chance credit cards may help you improve your credit health. But as unsecured credit cards, they don’t require that you put any money down upfront to secure the line of credit.
Capital One
capitalone.com › learn & grow › money management › instant no-deposit credit card
No-deposit credit cards with instant approval and use
Credit card issuers that advertise no credit checks could ask for other information to evaluate applications. Instead of reviewing creditworthiness, the issuer may check employment history or ask for proof of income. These types of cards might also require security deposits. There’s no way to guarantee that you’ll receive instant approval for a credit card.
Compare the Market
comparethemarket.com › home › credit cards › content
Pre-approved Credit Cards | Compare the Market
May 30, 2024 - But again, there’s no guarantee you’ll be accepted and the advertised interest rates are usually reserved for those with the best credit scores. If you have a poor credit history or no credit history at all, you can still use our site to compare credit builder credit cards. Use our eligibility checker to see which credit cards you’re likely to be approved for, without leaving a mark on your credit report.
Netspend
netspend.com › blog › are-secured-credit-cards-guaranteed-receive-approval
Are Secured Credit Cards Guaranteed to Receive Approval?
January 8, 2025 - Both secured Visa and secured Mastercard cards require you to keep balances low and watch your spending over time. With care, they can help you establish yourself as an excellent credit risk and get access to better financial opportunities.
Quora
quora.com › Which-financial-institutions-offer-guaranteed-approval-credit-cards-with-a-1-000-limit-for-individuals-with-bad-credit-and-require-no-deposit
Which financial institutions offer guaranteed approval credit cards with a $1,000 limit for individuals with bad credit and require no deposit? - Quora
Answer (1 of 2): Sorry, PayDaySay I don’t answer questions from people who spam Quora and who copypaste every bit of their content from chatbots. That’s not how Quora works.