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Edward Jones
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Select Accounts | Edward Jones
In an Edward Jones Select Account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, ETFs and annuities.
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Edward Jones
edwardjones.com › us-en › working-financial-advisor › fees
Financial Advisor Costs & Fees | Edward Jones
Depending on a client’s minimum investment, a client can select a Guided Solutions Fund account, which permits investment in eligible mutual funds and exchange-traded funds (ETFs), or a Guided Solutions Flex account, which also permits investment ...
Discussions

Edward Jones commission only Select account? (no Management Fees)
I’m not familiar with Edward Jones platform but is it self trading or through an advisor? If it’s through an advisor, EJ and the advisor will still make money. Your mutual funds will likely be a “non advisory” share class. So, you will either buy A share that come with an upfront commission(likely 2-3% of investment), or you will be in a C share mutual fund where the internal expenses of the fund are about .75%-1% higher than they normally would be and the advisor and EJ will get paid by the fund company. So management fee or no management fee, you’re still paying it, it’s just hidden in commission accounts via mutual funds. If you’re trading yourself, do yourself a favor and select a discount broker. More on reddit.com
🌐 r/personalfinance
4
1
August 31, 2020
Edward Jones account for dummy
Is there a value in the individual select account? Roth IRA’s have contribution limits, so it’s likely the advisor opened up a “single” (aka individual, taxable, brokerage all three being interchangeable account registration type names) as well as the Roth. The idea being if you max out your Roth contribution amount but want to save more on top of that, the single account is where you would go. Generally speaking there’s no harm in having that account open as long as you are not being assessed any fees on it. More on reddit.com
🌐 r/FinancialPlanning
8
0
April 7, 2024
Is Edward jones as bad as they say?
They nickel and dime you: https://www.edwardjones.com/sites/default/files/acquiadam/2022-12/ira-schedule-of-fees.pdf E.g., just to have an IRA with them costs you $75 / year. They also charge you 2% load on dividend reinvestment of a stock. Plus when you try to leave they smack a $100 termination fee on you. To put this into perspective, at one of the “big 3” low cost brokers (Schwab, Fidelity, Vanguard) (and many others), these services are free. And EJ does absolutely nothing to warrant this price differentiation. Plus there are the indirect shitty aspects of EJ, such as pushy salespeople looking for commissions on subpar product, and terrible expense ratios on nearly all funds they offer (last I checked, which was about 6-8 years ago) on their IRA’s. More on reddit.com
🌐 r/FinancialPlanning
131
136
July 10, 2023
Edward Jones advisor swears no fees other than 1.08% annual. How can I find hidden fees?
1.08% is a pretty bad fee anyway. Get your money out of there and just buy index funds yourself. More on reddit.com
🌐 r/Bogleheads
154
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July 9, 2024
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Reddit
reddit.com › r/personalfinance › edward jones commission only select account? (no management fees)
r/personalfinance on Reddit: Edward Jones commission only Select account? (no Management Fees)
August 31, 2020 -

I have an Edward Jones account with mutual funds and inquired about my management fees. I was told I have a Select account that is commission only meaning I only pay commission when trades are made.

Has anyone heard about this? Could not find any information about this type of account. This is not a retirement account, just regular individual mutual fund account.

I assume the agent is shooting straight, just surprised EJ would have a 0% management fee account.

Top answer
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I’m not familiar with Edward Jones platform but is it self trading or through an advisor? If it’s through an advisor, EJ and the advisor will still make money. Your mutual funds will likely be a “non advisory” share class. So, you will either buy A share that come with an upfront commission(likely 2-3% of investment), or you will be in a C share mutual fund where the internal expenses of the fund are about .75%-1% higher than they normally would be and the advisor and EJ will get paid by the fund company. So management fee or no management fee, you’re still paying it, it’s just hidden in commission accounts via mutual funds. If you’re trading yourself, do yourself a favor and select a discount broker.
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A non IRA select account has no fees. You pay a commission for each transaction. Some assets, such as mutual funds may have 12b1 fees. This account provides flexibility for investors: who do not meet account minimums for the other fee based accounts, don't want the benefits of automatic rebalancing, want to buy assets outside of EJ investment policy guidance, want to simply buy and hold an A share mutual fund. EJ is not a discount brokerage, rather it's a full service financial advising firm. Stock commissions are higher than TD, Schwab, etrade, robinhood, etc simply to deter clients from participating in "day-trading" or timing the market. Client's cannot place their own trades. They must work with their advisor or call their client relations team to place trades.
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Edward Jones
edwardjones.com › edward jones › investment services › accounts overview
Edward Jones Accounts | Edward Jones
If you like to leave day-to-day ... Solutions® Fund Models is a service that lets you select a portfolio objective, then delegate the day-to-day investment decisions to a team of research analysts.Explore Fund Model...
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Edward Jones
edwardjones.com › us-en › investment-services › account-options
Types of Investment Accounts | Edward Jones
As a non-retirement brokerage account, this account gives you access to a range of investment choices and flexibility in how you manage them.Learn More · Looking to give a minor a gift of investment or cash? Or do you want to use systematic investing to put your investing on autopilot? Those are some of goals you can achieve with our Edward Jones Select Account.
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Edward Jones
edwardjones.com › home › investment services › account options › brokerage
Brokerage Account | Edward Jones
March 2, 2025 - Learn what a brokerage account is and whether it might be the right choice for you. Looking to give a minor child a gift of investment or cash? Or do you want to use systematic investing to put your investing on autopilot? Those are some of the goals you can achieve with our Edward Jones Select Account.
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Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2022-07 › edward-jones-select-retirement-account-schedule-of-fees.pdf pdf
Select Retirement Account Schedule of Fees
All fees are subject to change without notification. The current version of the Edward Jones Select Retirement Account Schedule of Fees can be found at
Find elsewhere
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StockAnalysis
stockanalysis.com › home › articles › edward jones review: what to know when choosing a financial advisor
Edward Jones Review 2025: Pros, Cons, Fees, & More
February 18, 2025 - There are minimum investment requirements that vary depending on what service level you want. You can read more about its service levels in the next section. ... Select Accounts: This is a basic account with no minimum investment.
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Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2021-01 › brokerage-information.pdf pdf
Important Information About our Brokerage Services
Edward Jones offers a personal approach to investing with 18,000 financial advisors ready to support your retirement, education savings and insurance needs.
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Edward Jones
edwardjones.ca › ca-en › client-resource-centre › online-access-account-features › pre-authorized-transactions
Pre-Authorized Account Transactions | Edward Jones
This service provides you with a seamless way to move funds directly into your Edward Jones account, on a regular basis, without ever having to go to the bank or your Edward Jones office.
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Edward Jones
edwardjones.com › us-en › client-resource-center › online-access-account-features › online-access
Stay Connected with Online Account Access | Edward Jones
At Edward Jones, we know there are a lot of steps on the journey to get to you from where you are to where you want to be. That's why our Online Access and mobile app give you more than easy access to your account information today.
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Moneywise
moneywise.com › investing › reviews › edward-jones
Edward Jones Review: Are You Getting a Fiduciary for the Fees?
September 25, 2024 - With a Select Account, you have the final say on investments. If the tiered program fee structure seems like an awful lot of money for having someone else make investment decisions for you, the Select Account could be a preferable option.
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Edward Jones
edwardjones.com › us-en › market-news-insights › stock-market-news › current-rates
CD, Bond & Interest Rates | Edward Jones Page
1 month ago - For a current list of the network of FDIC-insured banks where Cash Interest may be deposited, see FDIC-insured Banks Holding Customer Reserve Accounts (PDF). For more information on these and other investments, please contact your local · Edward Jones financial advisor today. Important information about money market funds. Rates effective 12/24/2025. As of Feb. 9, 2019, the Edward Jones Money Market Fund (Fund) is no longer available for new Select accounts or existing Select accounts that did not have the Fund as the sweeper option on that date.