I like to think that a card from somewhere you use as a bank is always the easiest. In your case that bank of America card is a good one. I also recommend the Wells Fargo autograph as it covers a lot of travel categories and it has no annual fee or no foreign transaction fees Answer from ChicagoMeow on reddit.com
Discover
discover.com › credit-cards › credit-cards-for-no-credit
Credit Cards for No Credit History | Discover
Any time you apply for credit, it creates a hard credit inquiry on your credit report, which typically lowers your score. But if you have no credit history, you're what's considered "credit invisible".
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Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › no-credit.html
Credit Cards for No Credit - Mastercard
... Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit – choose from $200- $2,000 – with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee!
First Credit Card! No Credit History? UK Based. Any recommendations?
If by 'UK based' you mean you're living in the UK, then neither the Capital One Platinum Secured nor the Discover It Student card are viable options for you since they're American cards.
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November 30, 2019Easiest credit card to get for someone with no credit history?
I like to think that a card from somewhere you use as a bank is always the easiest. In your case that bank of America card is a good one. I also recommend the Wells Fargo autograph as it covers a lot of travel categories and it has no annual fee or no foreign transaction fees More on reddit.com
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March 22, 2025Best credit card for a beginner with no credit history?
Try for unsecured options first (requires no deposit): the Chase Freedom Rise, Discover IT, or C1 Platinum. No to Petal and Opensky as they are predatory lenders. If unsuccessful, then try for the secured options: U.S Bank or Discover IT secured. For C1 and Discover, use the pre-approval tools to gauge your approval odds. More on reddit.com
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July 7, 2024Best first credit card?
The offers that get sent to me in the mail seem pretty awful (22-26% interest)
The interest shouldn't affect your decision at all. Only use the credit card if you are going to pay the balance in full every month and thus avoid paying interest.
You should be looking for a card with no annual fee and cash back rewards. The best cards will have 1.5-2.5% cash back rewards on everything.
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October 19, 2014What credit card can I get with a 500 credit score?
If you have a credit score of 500, the easiest credit cards to get are secured cards that require a deposit.
cnbc.com
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
What is the easiest credit card to get with bad credit?
If you have bad credit, the Petal 2 "Cash Back, No Fees" Visa Credit Card is one of the easiest cards to get because the issuer considers factors beyond your credit score, such as banking activity.
cnbc.com
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
How can I get an authorized user credit card?
To become an authorized user on someone else's credit card account, the primary account holder needs to add you as an authorized user. Authorized users get their own credit card but typically won't have access to all of the same benefits available to the primary cardholder and there could be a fee for adding authorized users.
cnbc.com
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
Videos
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Reddit
reddit.com › r/creditcards › easiest credit card to get for someone with no credit history?
r/CreditCards on Reddit: Easiest credit card to get for someone with no credit history?
March 22, 2025 -
I (23M) am looking to get my first credit card but don’t know where to begin. I just finished applying for a Bank of America travel rewards card (because I travel abroad frequently and am with BOA) but I don’t know if that’s an easy one to get as a first credit card. I would prefer something with zero annual fees and zero foreign transaction fees. Would appreciate any advice!
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I like to think that a card from somewhere you use as a bank is always the easiest. In your case that bank of America card is a good one. I also recommend the Wells Fargo autograph as it covers a lot of travel categories and it has no annual fee or no foreign transaction fees
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Capital One is a good place to start and none of their cards have foreign transaction fees. Many of their cards also have no annual fees as well.
Visa
usa.visa.com › pay-with-visa › find-card › apply-credit-card › no_credit_history
Credit Cards for No Credit History Credit Score - Visa
Discover Visa personal payment solutions, secure transactions, travel support, cards and rewards designed to bring more value to your everyday experiences.
WalletHub
wallethub.com › credit cards › bad credit unsecured
6 Best Unsecured Credit Cards for Bad Credit in 2026
1 week ago - WalletHub's Take: The FIT™ Platinum ... credit card for people with bad credit or limited credit history. It charges a one-time fee of $95 before the account is even open, then follows that up with an annual fee, which is joined by a monthly fee after 12 months. In return, FIT Mastercard users get a $400 credit limit and monthly reporting to the three major credit bureaus. There aren’t any rewards or other noteworthy ...
Bankrate
bankrate.com › credit cards › building credit
How To Choose A Credit Card For No Credit History | Bankrate
1 month ago - Interest rates, annual fees, security ... top options for first-time credit card users include the Discover it® Secured Credit Card and Capital One Platinum Credit Card....
Experian
experian.com › credit-cards › best-no-credit
Best Credit Cards For No Credit of 2025 - Experian
Yes, you can get a credit card with no credit history. That said, you'll be limited in your options. The best credit cards for borrowers with no credit are typically secured credit cards.
American Express
americanexpress.com › credit intel › cards
How to Get a Credit Card With No Credit History
Can you get a credit card with no credit? When it comes to a first-time credit card, the answer is a decisive yes. It is possible to get a credit card when you have no credit history.
Published March 10, 2023 Views 1K
CNBC
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
2 weeks ago - The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is open to applicants with no credit history, including those without a Social Security number. Instead of requiring a credit score, your banking activity and other financial data can determine ...
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › how to start building credit with little or no credit history
How to Start Building Credit With Little or No Credit History | Citi.com
June 20, 2025 - If you have a limited credit history, you probably won’t be able to get a card that offers the benefits and rewards you want just yet. You also may not initially get the best interest rate on your first credit card, but if you pay the full statement balance by the due date each month, you may not have to pay interest on your purchases. Focus on using the card responsibly and making timely payments to build your creditworthiness.
Credit Karma
creditkarma.com › credit-cards › no-credit
Best Credit Cards for No Credit July 2025: Start Today
Before applying for any cards, make sure you read the terms and conditions first. Also, you may want to look for cards that allow you to prequalify without hurting your credit. ... Having no credit is not the same as having bad credit — though sometimes it can feel similar when it comes to gaining access to financial products. If you have no credit history, there’s no way to generate credit scores or reports for you, which could result in what’s called a “thin” credit file.
Navy Federal Credit Union
navyfederal.org › go to makingcents › credit & debt
A Guide to Choosing the Best First Credit Card | Navy Federal Credit Union
Yes, it's possible to get a credit card with no credit history. In fact, there are specific options made especially for new credit card users who are working to build their credit.
Capital One
capitalone.com › learn & grow › money management › first credit card
How to Get Your First Credit Card | Capital One
Becoming an authorized user is one way to access credit and establish a credit history without opening your own account. Check for credit card offers, with no credit score required.
TD
td.com › us › en › personal-banking › learning › how-to-apply-for-a-credit-card-with-no-credit
How to Apply for a Credit Card With No Credit | TD Bank
It simply means you don't have any active credit accounts being reported to the three credit bureaus, or your credit history is so limited they're unable to generate a credit score for you. A credit card can be an excellent way to both build credit and build credit history.
Wells Fargo
wellsfargo.com › goals-credit › smarter-credit › establish-credit › first-credit-account
How to Establish Credit For The First Time – Wells Fargo
Many lenders offer credit cards specifically designed for those with no credit history, which can have easier qualification standards and help you build credit when you’re starting out.
Chase
chase.com › education center › credit cards › credit card basics
How to Get a Credit Card with No Credit History | Chase
September 29, 2023 - If you're wondering how to get a credit card with no credit history, there are options out there. Learn about types of credit cards for no credit history.
Experian
experian.com › home › credit cards › secured credit cards › what is the easiest credit card to get with no credit?
What Is the Easiest Credit Card to Get With No Credit? - Experian
February 9, 2024 - In recent years, financial technology companies and even some major card issuers have begun to offer unsecured starter credit cards with nontraditional underwriting processes and structures that make it easier to get approved without a credit ...
White Hat Finance
whitehatfinance.com › best-credit-cards-for-beginners-with-no-credit-history
Best Credit Cards for Beginners With No Credit History (2025 Guide)
November 19, 2025 - Some banks offer special starter cards designed for students, young professionals, or first-time credit users. These cards do not ask for high income or a credit score.
NerdWallet
nerdwallet.com › home › credit cards › best credit cards › best starter credit cards for no credit of january 2026
Best Starter Credit Cards for No Credit of January 2026 - NerdWallet
5 days ago - Blue Cash Everyday® Card from American Express: Best for No-deposit starter card: Foreign credit histories · Discover it® Secured Credit Card: Best for Secured cards: Rewards and upgrading · Capital One Platinum Secured Credit Card: Best for Secured cards: Low deposit ... Firstcard® Secured Credit Builder Card: Best for Secured cards: International students and immigrants
Capital One
capitalone.com › learn & grow › money management › credit card with no credit
How To Get a Credit Card With No Credit History | Capital One
Not all traditional, or unsecured, credit cards are designed for people with no credit history. But there are some. For example, the Capital One Platinum Mastercard® could help build credit if it’s used responsibly by doing things like paying statements on time every month.