Where can you get a prepaid debit card?
You can often find prepaid debit cards at checkout lanes when you’re at the supermarket or at retailers like Walmart, typically next to gift cards. When you get a prepaid debit card in-store, you’ll often incur a card opening fee. As a cheaper alternative, opt to get a card online, which is often free.
Do prepaid debit cards come with fees?
Most prepaid debit cards charge monthly maintenance fees that can be similar to checking account fees. But you may also pay a fee to open your prepaid debit card. You can also expect to incur an ATM fee, reload fee and foreign transaction fee with many prepaid debit cards.
While there's typically no minimum balance requirement, you could get stuck paying a monthly fee regardless of your balance. Make sure you're familiar with your card's terms of service and reach out directly to your card issuer for more information.
How do you add money to a prepaid debit card?
You can load money onto your prepaid debit card in a variety of ways, including:
- Direct deposit
- Cash at the register at participating retailers
- Transfer from checking or savings accounts
- Mobile check deposit
You can check your account balance online, via your card issuer's mobile app or over the phone.
Videos
Best Fee-free Way to Load a Debit/Prepaid Card
About Prepaid Debit Cards
If you need to deposit/withdraw there is no way around some sort of bank, but it doesn't have to be complex or costly.
N26 and Revolut both offer a free tier debit MasterCard. It does come with a bank account, but you don't have to leave your seat to create it. Just submit ID via their app.
More on reddit.comPrepaid debit cards
You can get them at Narvesen, I dont remember what they're called but just ask, they should have them
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I need to provide a family member with spending money. They're developmentally disabled, so carrying cash isn't something they can really handle -- they easily misplace it.
Because of her intellectual disability, I have a special kind of checking account set up for her, and it doesn't allow for her to have a debit card. (I am her legal guardian since her parents have died.)
I'd like a pre-paid debit card or visa card that I can load up with $50 for her every other week for shopping trips she takes with a helper. I don't want to pay $5 every time I load it/she uses it/whatever.
Any ideas?
Cash won't really work. She can't connect a debit card to her checking account. She can't write checks. I really need something of a stop in place that won't allow her to overspend at checkout.
I can't decide if I'm overthinking this or if there really is a clever hack. If anyone on the Internet knows though, they're in this sub!