how to get a debit card at 14

A debit card with $0 Liability Guarantee3 for a secure way to pay in-store, online or with digital wallet. Get cash from thousands of ATMs and financial center locations.

Chase

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Chase First Banking: Debit Card for Kids and Teens | Chase.com

Chase First Banking is a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile® appSame page link to footnote reference1 or on chase.com. Chase First Banking accounts come with a number of unique features for both parents and kids. Parents can: Choose where and how much their child can spend in stores and online ... Withdraw money from ATMs using their Chase First Banking debit card (at participating non-Chase ATMs; fees from Chase and the ATM owner still apply)

Discussions

Best debit card for teenager (US)

Many banks offer free checking accounts for teens with no minimum balance. Open one at the same place where you do your own banking. Add yourself as an authorized signer, so you can see the account when you login and can easily transfer money back and forth. The spending limit is then simply how much money is in the account. Sometimes it'll hit $0. That's okay. More on reddit.com

r/personalfinance

November 14, 2025

What would I need to do to get a Debit Card as a teenager? Step by step

You need a couple hundred dollars to start a bank account (it changes per bank). I would recommend a credit union, personally. Call the local bank and set an appointment to meet with a banker. It’s their job to talk to you, explain what you need to do (they’ll do it step by step, and they get paid for it, so they’re usually happy to give you whatever time you need). It’s really sort of unreasonable to give a step by step on reddit because each bank is a little different. You really need to call a local bank that you trust (maybe one your parents, or a friend uses), and get an appointment with a banker. Once you explain what your goals are and what you want to do, and have the answers you want, they will set an account up for you. But yeah, I don’t think that’s something reddit can help you with lol More on reddit.com

r/personalfinance

October 23, 2020

Wanting to get a depit card for my boys

We went with capital one for our kids. But that’s our primary bank so it was very easy to add. They have their own log ins, I can see everything. The older kids have Zelle. We’ve been very happy with everything. More on reddit.com

r/FinancialPlanning

June 9, 2025

Is there a bank account I can open for my teen, that allows him to have a debit card and online banking that I also monitor? (Not chime or cash app)

Major banks offer teen or high school checking accounts, you’re required to be a signer on the account and be a guide for them while they learn how banking works. Chase requires you to already bank with them or have an account of your own, WF doesn’t and I’m not sure about BofA but I know they have one. During the summer time they have promos for back to school, your kid might be able to get like a $50 bonus for the account. More on reddit.com

r/Banking

May 29, 2025

People also ask

What are the requirements to open a SafeBalance for Family Banking account or a SafeBalance Banking account?

To open a SafeBalance for Family Banking account, the parent or legal guardian must:

Be over 18 years old
Have an existing Bank of America Consumer checking or savings account
Have an Online Banking log-in
Have a child under 18 years old at the time of account opening
Open the account in Online or Mobile Banking, or visit a financial center for assistance in opening the account online.

To open a SafeBalance Banking account,

Teens ages 16+ may open the account sole-owned. Save time by scheduling an appointment. Bring the following identification with you:
- Government issued photo ID: Examples: U.S. driver's license, state ID card, passport
- Secondary forms of ID Examples: student ID, work ID, debit card or credit card from another financial institution
If teens under 18 years old cannot meet the ID requirements above, they can still apply at a financial center with a parent or guardian.
Children under 16 years old may also open with a parent co-owner at a financial center.
International students also need proof of US residency and may use other forms of ID. For more information visit bofa.com/international-students.

info.bankofamerica.com

info.bankofamerica.com › en › student-banking › banking-accounts

Bank Account Options for Kids, Teens, Students & Young Adults | ...

What features are unavailable with a SafeBalance for Family Banking and SafeBalance Banking account?

You cannot write paper checks with these accounts.
Both accounts are automatically set to the Decline All overdraft setting and cannot be changed. Thus, overdraft fees are not charged with either of these accounts.

With a SafeBalance for Family Banking account, the following features are also unavailable:

Zelle
External money transfers into the account, including direct deposits, wires, ACH transactions and transfers from another bank.
This account also cannot receive credit card cash advances or credit card rewards redemptions.

info.bankofamerica.com

info.bankofamerica.com › en › student-banking › banking-accounts

Bank Account Options for Kids, Teens, Students & Young Adults | ...

Are there additional restrictions for my child on the SafeBalance for Family Banking account?

Yes. Parents can set controls on spending categories, spending and withdrawal limits. If your child misplaces their debit card, parents can also temporarily lock their child's debit card and unlock it if they find it again.

Additionally, this account has other restrictions and protections to help parents guide their child as they begin using their first bank account.

Your child is restricted from:

Depositing cash or paper checks – As the owner of the account, only the parent can deposit money.
Transferring money out of the account – this includes wires5, ACH transactions, transfers to another bank5 and Bill Pay.
Use of payment apps – Child is unable to send or receive money through payment apps such as Venmo, Paypal or CashApp.

info.bankofamerica.com

info.bankofamerica.com › en › student-banking › banking-accounts

Bank Account Options for Kids, Teens, Students & Young Adults | ...

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