Only nationwide can answer this question. Answer from Laescha on reddit.com
Nationwide
nationwide.co.uk › current-accounts › flexstudent
Student bank account | FlexStudent account | Nationwide
Get an interest-free overdraft from your first year, plus other perks. Apply and open a Nationwide student bank account online, in a branch or over the phone.
Nationwide
nationwide.com › personal › insurance › auto › discounts › types › good-student
Good Student Discount on Car Insurance – Nationwide
Nationwide helps parents and students save on car insurance with good student discounts for high achieving high school and college students aged 16 to 24.
Do I have to get my student loan paid into this Nationwide account?
No, however the funding requirements of the account are min. £500 per term.
finder.com
finder.com › uk › current accounts › student bank accounts › nationwide student accounts review
Nationwide Student Account review 2025 | Finder UK
Who qualifies for Nationwide student discount?
Students, silly! Anyone over the age of 16 and in full-time education - including uni, college, sixth form and high school - can use Student Beans. If you’re studying for an apprenticeship, you’re also eligible.
All you need to do is register and verify your student status in order to get access to thousands of free student discounts. You can sign up here.
studentbeans.com
studentbeans.com › https://www.studentbeans.com/ › finance › nationwide
Nationwide Student Discount | Jan 2026 Student Beans Code
How much does it cost to use the Nationwide student debit card overseas?
When you use your card overseas, you'll pay a non-sterling charge of 0% (in other words the currency conversion is at standard Visa rates). For, example, if you spend the local equivalent of £250, you'll be charged £0.00. · Because it's a Visa, you'll find it's accepted pretty much anywhere that takes card payments. · Compare options for keeping costs down when spending abroad.
finder.com
finder.com › uk › current accounts › student bank accounts › nationwide student accounts review
Nationwide Student Account review 2025 | Finder UK
Videos
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Nationwide FlexStudent account review - YouTube
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Student Bank Accounts: the best for 2025/2026 (UK) - YouTube
Nationwide
nationwide.com › lc › resources › investing-and-retirement › articles › start-college-fund-child
How to Start Your Child’s College Fund - Nationwide
This account gives them the assets but allows the custodian to control them until the minor reaches legal age. This isn't considered a traditional college fund because the money doesn’t grow tax free. Also, it counts against the student and parent when applying for college financial aid, thus reducing the amount of financial aid that the school may offer your child.
Nationwide declined my student account application – no credit history, no overdraft requested. Why?
Only nationwide can answer this question. More on reddit.com
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July 18, 2025Nationwide denied me student account
Just because you are a student it doesn’t mean you are entitled to a student account with an overdraft. I would just use your normal account. I really would avoid overdraft accounts at such a young age. Also it may be because you’ve not started studying yet. More on reddit.com
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June 25, 2023Nationwide student bank account
I used Nationwide a year ago, they're stuck in the year 1990 by giving you a physical card machine that you need to enter pin numbers into anytime you want to send money, it's ridiculous More on reddit.com
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June 11, 2023Do I need a student bank account and if so which one?
Ignore what the top comment said. Get a nationwide student account you get £100 for free as a kne off and a £10 just eat voucher each month and you only have to pay in £500 once by the 13 December. More on reddit.com
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October 11, 2024Pave
paveapp.com › home › blog › flexstudent: the nationwide student account reviewed
FlexStudent: The Nationwide Student Account Reviewed
February 22, 2023 - Easy postgraduate account management: The Nationwide FlexStudent account conveniently turns into a FlexGraduate account. This means you won’t need to take any action to find a new account right away, and you’ll even keep your arranged overdraft, although the limit will gradually decrease. Related read: Does a Student Overdraft Affect Your Credit Score?
Reddit
reddit.com › r/ukpersonalfinance › nationwide declined my student account application – no credit history, no overdraft requested. why?
r/UKPersonalFinance on Reddit: Nationwide declined my student account application – no credit history, no overdraft requested. Why?
July 18, 2025 -
Hi everyone,
I tried to open a student bank account with Nationwide recently, but after the hard credit check, they declined me. What confuses me is that during the application I selected that I don’t want an overdraft, so I assumed it would be easier to get approved.
Is it purely because I don’t have any credit history yet? I never had a credit card, overdraft, or anything like that. I checked my credit score and it shows as “OK”, idk.
What do I do now? Thank you.
Student Beans
studentbeans.com › https://www.studentbeans.com/ › finance › nationwide
Nationwide Student Discount | Jan 2026 Student Beans Code
If you’re looking for a student bank account that does it all Nationwide’s FlexStudent account has a tonne of perks to make your life at uni 10x easier. From easy access to Nationwide online banking to an interest-free overdraft, you’ll always be in control of your money.
StudentCrowd
studentcrowd.com › page › best-student-bank-accounts
Best Student Bank Accounts 2025 | StudentCrowd
August 19, 2025 - By combining student feedback with clear criteria, these rankings highlight the accounts that deliver both financial flexibility and dependable support — not just short-term gimmicks. ... “Nationwide offers a student current account that I would recommend to anyone starting university.
Finder
finder.com › uk › current accounts › student bank accounts › nationwide student accounts review
Nationwide Student Account review 2025 | Finder UK
August 19, 2025 - Nationwide has just one current account available for students – The FlexStudent Current Account.
Nationwide
nationwide.com › lc › resources › personal-finance › articles › paying-off-student-loans
How to Pay Off Student Loans - Nationwide
Treat your student loan repayments like other bills including rent, credit card and cellphone. Automate the payments so they come straight out of your account each month. If you get a bonus or raise, consider putting it toward principal payments, and continue to live within the same budget.
Wise
wise.com › gb › blog › best-uk-bank-accounts-international-students
The best UK bank accounts for international students in 2025 - Wise
January 21, 2025 - But its everyday current account - the FlexAccount - is suitable for international students, and you can apply online if you’re 18+ and already living in the UK. The Nationwide FlexAccount is a fee-free everyday current account, although it ...
National Student Clearinghouse
studentclearinghouse.org
National Student Clearinghouse |
The National Student Clearinghouse, founded in 1993 by the higher education community, is the source for trusted, authenticated, and secure education data insights. Our unique verification, data exchange, and compliance services help institutions maximize time, resources, and knowledge.
Nationwide
currentaccount.banking.nationwide.co.uk
NBS Current Account Application
We cannot provide a description for this page right now
UAS Connect
uasconnect.com
UAS Connect
Co-signers may also register for portal access at https://www.uasconnect.com to view account information and make payments. For help with registration, call (844) 870-8701. Congratulations! We’re glad to hear you’re ready to pay off one or more of your student loans.
Nationwide
nationwide.co.uk › current-accounts › overdrafts › student-arranged-overdrafts
Student arranged overdrafts | Nationwide
Looking for the best student account? Apply for an interest-free student overdraft to support your studies. Get help managing your money at university.
Nationwide
nationwide.co.uk › media › news › nationwides-flexstudent-account-back-by-popular-demand-with-gbp-100-cashback-just-eat-vouchers-overdrafts-up-to-gbp-3k-and-voucher-referrals
Nationwide’s FlexStudent account back by popular demand – with £100 cashback, Just Eat vouchers, overdrafts up to £3k and voucher referrals
Pay in at least £500 per term (in a one off or in multiple transactions) from the date the account is opened (this can be with your student loan). Available for a limited period and may be withdrawn at any time. ... FlexGraduate is only available to FlexStudent customers. Students don’t need to do anything. Nationwide will write to customers in FlexStudent at least two months before we move their account to a FlexGraduate account, with full information about the account and its terms and conditions.
Nationwide
nationwide.co.uk › media › news › nationwide-boosts-student-account-with-gbp-100-cashback-and-year-of-just-eat-vouchers
Nationwide boosts student account with £100 cashback and year of Just Eat vouchers
Nationwide’s FlexStudent current account1 is offering £100 cashback and 12 months of Just Eat vouchers worth £120 – providing £220 of incentives to students in their first year of university.
Reddit
reddit.com › r/ukpersonalfinance › nationwide denied me student account
r/UKPersonalFinance on Reddit: Nationwide denied me student account
June 25, 2023 -
I applied for a Nationwide FlexStudent as I'm starting uni in September. In the middle of the application it said I'd be approved for the account and a £1k overdraft. I finished the application and this morning I got an email saying I'd been rejected.
"We're unable to offer you an account at this time because you don't meet our account opening criteria."
I found this strange as I already have a Nationwide current account so I asked their live chat what the problem was, and they told me that "the application has been denied given the number of credit searches noted on the credit bureaux."
I have been playing the account switching game, but none of the accounts I've never had a problem opening any of the accounts.
They said, "Initially when making the application you are Soft Credit Scored but on submission the application was declined given the number of credit searches noted on the credit bureaux."
I asked them what I could do and they sent me a link to a help page on credit scores. They also said I can't change my FlexDirect into a FlexStudent.
What should I do? Should I try a different bank? (which will now be more challenging given Nationwide have added another hard search to my report)
Top answer 1 of 3
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Just because you are a student it doesn’t mean you are entitled to a student account with an overdraft. I would just use your normal account. I really would avoid overdraft accounts at such a young age. Also it may be because you’ve not started studying yet.
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I'd consider putting in a complaint to them specifically about the refusal to change your existing account type to a student account. Denying the opening of a new account is totally their decision, but blocking the conversion to a student account feels like a "computer says no" procedural weakness on their part which there should really be a way around.
Be Clever With Your Cash
becleverwithyourcash.com › nationwide-student-account-review
Nationwide student account review: get £100 and up to £180 in Just Eat vouchers - Be Clever With Your Cash
November 10, 2025 - There aren’t external shareholders looking for piles of profit, making it a more ethical option for customers. The student account is a fee-free current account with an interest-free overdraft.
Nationwide
nationwide.com › personal › member-services › login-to-account
Nationwide Account Login – Nationwide
Log in to your personal or business account.
MoneySavingExpert.com
moneysavingexpert.com › home › students
Best student bank accounts 2026 - free cash, railcard or £3,250 0% overdraft - MSE
October 30, 2025 - Get the best student bank account early and save £100s - including an interest-free £3,250 overdraft - compare the top accounts with Money Saving Expert.