I use PayPal pay in 4 often. They DO NOT take the full payment only the first installment payment, no interest...no problem! Answer from Ill_Database9754 on reddit.com
PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
1 month ago - When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply: PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457.
PayPal
paypal.com › us › business › accept-payments › installment-payments
Installment Payments with PayPal Pay Later | PayPal US
Customers select the relevant installment offer: Pay Monthly or Pay in 4. ... You get paid up front. Your customers can track their progress. And you can get back to your business.
How do refunds work on installment payments?
When a customer returns something they purchased with Pay in 4 or Pay Monthly, use our standard refund process and we’ll provide a credit to the customer.
paypal.com
paypal.com › us › business › accept-payments › installment-payments
Installment Payments with PayPal Pay Later | PayPal US
Who accepts PayPal Pay in 4?
Pay in 4 is available to use at millions of online merchant sites where PayPal is accepted. Check out a list of some of the available brands here, search for your favorite brand, if available, save the deal, and create your own list. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before you apply for Pay in 4.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
What are installment payments?
Installment payments give shoppers the flexibility to pay for purchases over time. When you offer Pay Later, your customers can choose a payment schedule that works for them through Pay in 4 or Pay Monthly.
paypal.com
paypal.com › us › business › accept-payments › installment-payments
Installment Payments with PayPal Pay Later | PayPal US
Videos
00:48
PayPal Pay Later: How to Make Payments - YouTube
01:22
PayPal Pay Later: How to Set up, Use, and Manage - YouTube
01:01
PayPal Pay Later: How to Get Started - YouTube
PayPal Pay in 3: How to Get Started
00:46
PayPal Pay in 3: How to Make & Manage Payments - YouTube
Sleigh This Holiday Season with PayPal's 20% Pay Later Offer
PayPal
paypal.com › ca › business › accept-payments › installment-payments
Installment Payments with PayPal Pay in 4 | PayPal CA
Pay in 4 gives shoppers the flexibility to pay for purchases over time. When you offer Pay in 4, your customers can split their purchase into 4 installments, with the first due at the time of purchase and subsequent payments due over 6 weeks.
Hurom Canada
hurom.ca › pages › easy-payments-with-paypal-credit
Easy Installment Payments with PayPal Credit
PayPal Credit won't charge you any interest if each installment amount is paid in full in 6 months on any purchase above $99. Interest will be charged to your account only if the balance is not paid in full within 6 months.
PayPal
paypal.com › us › cshelp › article › what-is-pay-in-4-help463
Pay in 4: Split Purchases into 4 Payments | PayPal US
Pay in 4 is an interest-free instalment product that lets you split your purchase into 4 payments, with the first payment due at the time of purchase and 3 subsequent repayments made every 2 weeks thereafter. If eligible, Pay in 4 will appear as a payment method for shopping cart values between ...
PayPal Newsroom
newsroom.paypal-corp.com › 2025-11-10-PayPal-Brings-No-Fee-Buy-Now-Pay-Later-Offering-to-Canada
Press Release: PayPal Brings No-Fee Buy Now Pay Later Offering to Canada - Nov 10, 2025
With PayPal Pay in 4, there are ... installment payments that make holiday shopping less stressful and more manageable. Eligible PayPal Pay in 4 purchases are covered by PayPal's Purchase Protection2, bringing peace of mind to online ...
Reddit
reddit.com › r/aliexpress › can someone explain me how the paypal pay later option works
r/Aliexpress on Reddit: Can someone explain me how the PayPal pay later option works
February 7, 2025 -
Basically I read it actually takes the entire price and is not actually 4 separate payments, and I was wondering what happens if I don't have all the money in my account yet, but enough for at least the first payment, of course I can get the rest of the money in a few days but my problem was that I really wanted to buy something today because the discount ends in a few hours
Top answer 1 of 4
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I use PayPal pay in 4 often. They DO NOT take the full payment only the first installment payment, no interest...no problem!
2 of 4
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Quick question if I bought an item with pay later feature let’s say in 3 months payment, if I pay the first payment before the first one is due, will I get charged twice within that same month? Thanks.
PayPal
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PayPal
Transfer money online in seconds with PayPal money transfer. All you need is an email address.
PayPal
paypal.com › ca › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | PayPal CA
Pay in 4 is an interest-free installment plan that lets you split your purchase into 4 payments, with the first payment due at the time of the purchase and the remaining three automatically charged every two weeks.
Newswire.ca
newswire.ca › news-releases › paypal-launches-its-most-advanced-solution-for-small-businesses-in-canada-812895230.html
PayPal launches its most advanced solution for small businesses in Canada
March 5, 2024 - /CNW/ - PayPal Complete Payments launches today for small and-mid-sized enterprises in Canada, UK, and over 20 European markets. The solution enables small...
Crowdfund Insider
crowdfundinsider.com › home › fintech › bnpl : paypal launches new buy now pay later offering for canadian consumers
BNPL : PayPal Launches New Buy Now Pay Later Offering For Canadian Consumers | Crowdfund Insider
4 weeks ago - With PayPal Pay in 4, there are ... installment payments that “make holiday shopping less stressful and more manageable.” · Eligible PayPal Pay in 4 purchases are covered by PayPal’s Purchase Protection, bringing “peace of mind to online ...
PayPal
paypal.com › ca › cshelp › article › what-is-pay-in-4-help463
Pay in 4: Split Purchases into 4 Payments | PayPal CA
Pay in 4 is an interest-free installment plan that lets you split your purchase into 4 payments, with the first installment due at the time of the transaction and 3 subsequent installment repayments made every 2 weeks thereafter.
Stax Payments
staxpayments.com › home › payment processing › everything you need to know about paypal buy now pay later [aka paypal pay later]
PayPal Buy Now Pay Later: What You Should Know
February 4, 2025 - The Pay in 4 program enables shoppers to pay for a purchase in four equal installments—the first being the down payment and the remaining three to be paid over six weeks (every 15 days).
Global News
globalnews.ca › news › 11520172 › paypal-buy-now-pay-later-canada
PayPal expanding its buy-now-pay-later service into Canada - National | Globalnews.ca
November 10, 2025 - The company says it has partnered with companies like Ticketmaster and The Home Depot to offer consumers the ability to pay for purchases of between $30 and $1,500 in four interest-free instalments over six weeks.
PayPal Community
paypal-community.com › t5 › Products-Services › Pay-later-option › td-p › 3127966
Solved: Pay later option - PayPal Community
Pay Later is not in Canada. I am Canadian and the only time I see it is when I leave my VPN on a us city and access PayPal with that active.
PayPal
paypal.com › us › cshelp › article › how-do-i-use-pay-monthly-help842
How do I use Pay Monthly? | PayPal US
You must also have a PayPal account in good standing or open a PayPal account to apply. Pay Monthly can be used only for a single purchase transaction. Each time you wish to use Pay Monthly to finance a transaction, you must apply for a new Pay Monthly installment loan.
WebSite X5 Guide
guide.websitex5.com › en › support › solutions › articles › 44002304139-how-to-set-up-the-installment-payment-with-the-paypal-buy-now-pay-later-service
How to set up the installment payment with the PayPal Buy Now Pay Later service : WebSite X5 Guide
June 12, 2024 - With the PayPal Buy Now Pay Later service you can offer your customers the possibility to safely pay in installments. When the order is placed, you as store manager get the whole amount right away, while PayPal will take care of managing the installments.
Wise
wise.com › us › blog › paypal-pay-in-4
What is PayPal Pay in 4? - Wise
March 27, 2023 - Other options may suit you better, depending on the type of transaction you’re looking at. Here are a few PayPal Pay in 4 alternatives to consider: Klarna: Offers "Pay in 4" and "Pay in 30" options that allow customers to split their payments into four or thirty-day installments, respectively.
PayPal
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PayPal Credit
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Financial Post
financialpost.com › pmn › business-wire-news-releases-pmn › paypal-brings-no-fee-buy-now-pay-later-offering-to-canada
PayPal Brings No-Fee Buy Now Pay Later Offering to Canada | Financial Post
November 10, 2025 - With PayPal Pay in 4, there are no late fees, sign-up fees, or hidden costs—just predictable installment payments that make holiday shopping less stressful and more manageable. Eligible PayPal Pay in 4 purchases are covered by PayPal’s Purchase ...